Swift Title & Payday Loans

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Title Loans in Fresno, 93711

How It Works in Fresno, CA

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Cordie B.
Cordie B.
I was in a tight spot and needed quick cash, so I turned to Swift Title Loans for help. Their guaranteed title loan approval process was seamless and efficient, providing me with the financial assistance I needed without any hassle.
Jim H.
Jim H.
Swift Title Loans provided outstanding service when I needed a title i loan, offering competitive rates and prompt approval. Their efficient process and friendly staff made the experience stress-free, and I highly recommend them to anyone seeking quick financial solutions.
john F.
john F.
Swift Title Loans exceeded my expectations when I needed a title and registration loan near me. Their efficient service and competitive rates made the entire process stress-free, and I highly recommend them for anyone seeking quick financial assistance.
jesse G.
jesse G.
Swift Title Loans proved to be a reliable solution when I needed a vehicle title pawn. Their efficient process and fair terms made it a quick and convenient way to access the funds I required without the typical hassles associated with loans.
Kimaya K.
Kimaya K.
Swift Title Loans made borrowing easier. These rapid payday loans with how much can u get on a title loan were easy to apply for and deposited into my account quickly. Highly recommended for loan seekers.👌
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Fresno, CA

Address

2111 W Shaw Ave STE A, Fresno, CA, 93711

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Fresno, CA

Here's a real example of a funded title loan from our branch:

2015 Ford EcoSport

2016 Hyundai Veloster

Loan Term24 month36 month
Estimated Vehicle Value$15000$14000
Loan Amount$5998$2789
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$477.91$168.55
Monthly Interest6.005.00
APR72.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where Can I Get a Title Loan in Fresno, California?

Your quickest option for getting a title loan in Fresno, California is to apply online with Swift Title Loans. Our service offers a fast, no-obligation estimate to help you with your emergency funds needs. Alternatively, there are various lenders located around Fresno, notably in areas like North Blackstone, Woodward Park, and Central Fresno. Always ensure to choose a licensed lender compliant with California state law for a safe borrowing experience.

What Are the Legal Regulations for Title Loans in Fresno, California?

As per California state law, the minimum amount for a title loan is $2,500 with no maximum limit, depending largely on the value of your vehicle and your ability to repay the loan. California law also caps the interest rate lenders can charge, depending on the loan amount.

What Do I Need to Apply for a Swift Title Loan in Fresno?

To apply for a title loan with Swift Title Loans in Fresno, you need the following:
  • A clear title to a vehicle in your name
  • Proof of residence (a recent utility bill, for instance)
  • Proof of income or ability to repay the loan
  • A state-issued ID or driver’s license

Can I Get a Swift Title Loan in Fresno with Bad Credit?

Yes, at Swift Title Loans, one of our priorities is to help borrowers of all credit types. So, even if you have poor or bad credit, we may still be able to assist you in securing a title loan in Fresno, California.

How Fast Can I Get a Title Loan in Fresno, California with Swift Title Loans?

Swift Title Loans specializes in quick approvals and disbursements. In many cases, borrowers can apply, be approved, and receive funds on the same business day. Emergency financial needs are treated as urgent requests.

Can I Still Use My Car While Repaying a Title Loan in Fresno?

Yes, with Swift Title Loans, you maintain possession and use of your vehicle for the duration of your loan term while you’re making regular payments.

How Do I Pay Off My Title Loan in Fresno?

At Swift Title Loans, we offer multiple methods of payment to make the process


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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How much can I borrow?

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