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You may wonder, are title loans without proof of income possible? Unfortunately, the answer is “no,” but there’s a catch. You can get a title loan without a job if you have proof of income. That’s because employment and income verification aren’t the same thing. With title loans, you may be a good candidate if you have consistent income, whereas bank loans require you to have a traditional job in most cases. The fact that you don’t need a job allows more people to get title loans as long as they have proof of income. Types of Income Title Loan … Read more

Did you jump the gun and take an auto title loan you can’t afford? Maybe you’ve missed payments or come close and wonder if a title loan refinance is possible. The good news is that some car title loan lenders, like Swift Title Loans, allow a refinance if you have enough equity in the car. Equity is the difference between the car’s value and the existing car title loan balance. If there’s enough there for a new title lender to lend you money to pay off the title loan and still have adequate collateral should you miss your payments, you … Read more

If you own a vehicle and the title was recently signed over to you, getting a car title loan on the vehicle may be possible. However, you cannot get a title loan with a title that is not in your name. You must show ownership of the vehicle; the only way to do that is for your name to appear on the title. So, if you haven’t had the title signed over to you yet on a new-to-you vehicle, you must take that step first before applying for a title loan. Reasons a Title May Not be In Your Name … Read more

Are you experiencing a financial emergency and are unsure how to get the cash you need? If you own a car without any loans on it, you may consider a car title pawn. Before you do, consider your options. A traditional pawn shop may keep your vehicle in its storage yard until you repay the loan. However, a title loan lender, like Swift Title Loans, allows you to keep driving your car while you repay the amount owed. We keep the title as collateral, and once you satisfy the loan agreement, you receive the title back. Since you likely need … Read more

Are you looking for loans using your car as collateral because you need quick cash? Title loans are one option you can use to satisfy your financial needs. At Swift Title Loans, you can receive funds as soon as the same day or the next business day without worrying about your credit scores or if you don’t have a traditional job. Knowing these ten things is important before borrowing a car title loan to ensure it’s the right fit for you. 10 Things You Must Know About Car Collateral Loans 1. You Must Own the Vehicle Outright Car title loans … Read more