Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Home California East Los Angeles

Title Loans in East Los Angeles, 90022

How It Works in East Los Angeles, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – East Los Angeles, CA

Address

1413 S Atlantic Blvd, East Los Angeles, CA, 90022

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Donald W.
Finding a school loan for negative credit was easier than expected; returning to school was already a difficult situation. They assisted me in identifying solutions that were truly appropriate for my circumstances.
Joe H.
I was concerned that my credit would be an issue because I needed money quickly. Fortunately, I discovered this loan company that provides quick loans without a credit check; the application process was incredibly quick, and I was accepted in less than an hour. Definitely helped me get out of a jam.
Chase T.
Scored big with poor credit loans from this loan service, they really came through when I needed cash! Quick approval, friendly service, and they didn't judge my credit history. Definitely recommend them if you're in a pinch!
Max O.
The day after I applied online, Megan helped me pawn a car for cash and provided me wonderful suggestions on how to pay off the loan early and save money on interest.
Gita N.
I was struggling to manage my finances when I discovered title installment loans in East Los Angeles. This loan option was a game-changer for me. The flexibility and terms allowed me to regain control of my financial situation. Thank you for offering such a helpful service!" - Sarah Thanks!!
Thomas C. M.
When I was in a tight spot, I needed a loan, this loan company delivered! Their swift response and efficient process meant I had the funds I needed in no time. They were a real lifesaver! Thanks!!!

Example of Title Loan Funded in East Los Angeles, CA

Here's a real example of a funded title loan from our branch:

2017 Kia Niro

2021 Tesla Model X

Loan Term24 month36 month
Estimated Vehicle Value$20000$80000
Loan Amount$5343$3541
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$387.21$214.00
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in East Los Angeles, CA? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Cash Without a Hassle in CA

Cash in East Los Angeles is quick and easy with loans that use your car title as security. There’s no fuss or muss – just send us your clear title today with your personal details and you can have up to $50,000 by business day tomorrow! Keep driving your car – it stays with you.

Simple and Fast Title Loans in CA

Finding extra cash for a quick loan is simple when you contact us at 1413 S Atlantic Blvd, East Los Angeles, CA 90022. You only need to send us your details and your lien-free vehicle title to get a free loan offer. All credit types accepted.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in East Los Angeles?

You can quickly and conveniently apply for a Title Loan online with Swift Title Loans. However, if you prefer in-person transactions, there are several Title Loan lenders along major streets such as Whittier Blvd and Atlantic Ave. Whichever option you choose, ensure you select a state-licensed lender that adheres to California lending laws.

How much money can I borrow with a Title Loan in East Los Angeles?

In California, Title Loan amounts typically range from $2,500 to $20,000. The loan amount you can be approved for with Swift Title Loans largely depends on the value of your vehicle and your ability to repay.

What documents do I need to apply for a Title Loan in East Los Angeles?

To apply for a Title Loan with Swift Title Loans, you will need the following documents:
  • Valid state-issued ID or driver's license
  • Proof of regular income (e.g. pay stubs, unemployment benefits, etc.)
  • Proof of California residence (e.g. utility bill, lease agreement)
  • Vehicle Title (in your name)

Is my bad credit score a barrier to securing a Title Loan in East Los Angeles?

No, your bad credit score is not a barrier at Swift Title Loans. We focus primarily on the value of your vehicle and your repayment capacity, rather than strictly on credit scores. We welcome all credit profiles to apply, even those with bad credit or no credit history.

Can I still use my car if I get a Title Loan?

Absolutely, one of the top benefits of securing a Title Loan with Swift Title Loans is that you can keep and use your vehicle as normal while repaying the loan.

How fast can I get funds after being approved for a Title Loan in East Los Angeles?

Swift Title Loans understands your need for quick funds in an emergency. Once approved, you can receive your funds as early as the next business day.

What happens if I default on my Title Loan in East Los Angeles?

If a borrower defaults, California law allows lenders to repossess and sell the vehicle to recover their money. However, at Swift Title Loans, we prioritize customer relationships and will work with you to


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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