Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Apple Valley, 92308

How It Works in Apple Valley, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Arthur L.
Arthur L.
I was hesitant to apply for a loan because of my bad credit history, but their "Bad Credit Loan" gave me hope. I got a fair amount of approval, and the application process was easy. They even provided resources for credit repair, which I found to be very beneficial. I value their support and understanding.
Bouchta C.
Bouchta C.
When I needed to know how much I could get for a title loan, they provided excellent assistance. Their transparent communication and fair valuation allowed me to secure the funds I needed without any hassle, making them my go-to choice for title loans.
Stephen
Stephen
I had doubted my ability to secure a loan with a salvage title, but this loan agency proved me wrong. They specialize in salvage title auto loans in Apple Valley, and their expertise was evident as they guided me through the funding process for my vehicle repairs. The staff was not only knowledgeable but also empathetic, addressing all my concerns and ensuring a smooth experience.
Hazle J.
Hazle J.
Swift Title Loans is suitable for low-credit borrowers who need cash fast. I found restored title loans around me easier than expected. their pink slip car loan is probably the best.
Lindsey A.
Lindsey A.
I was really in a tough spot when my car broke down and I needed money for the repairs. I had heard of title loans before, but I wasn't sure if I wanted to put my car up as collateral. But this loan company made the process so easy and they were really great to work with. I would definitely recommend them to anyone who needs some quick cash.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Apple Valley, CA

Address

12122 Apple Valley Rd unit 107, Apple Valley, CA, 92308

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Apple Valley, CA

Here's a real example of a funded title loan from our branch:

2019 Volkswagen Atlas

2022 Ford F-250

Loan Term24 month36 month
Estimated Vehicle Value$35000$65000
Loan Amount$4404$5665
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$319.16$342.36
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get Title Loans in Apple Valley, California?

You can apply online with Swift Title Loans for a fast, without-obligation estimate. There may be lenders located on main thoroughfares such as Bear Valley Road or Outer Highway. Always remember to work with a licensed lender that abides by California state laws to protect your interests.

What is the maximum loan limit for Title Loans in Apple Valley?

In California, there is no maximum limit for Title Loans. However, at Swift Title Loans, the loan amount we approve is generally based on the value of your vehicle and your ability to repay.

What if I have bad credit? Can I still apply for a Title Loan with Swift Title Loans in Apple Valley?

Absolutely! At Swift Title Loans, we understand that everyone can face financial struggles. Thus, we provide loans to borrowers regardless of their credit history.

What documents will I need to apply for a Title Loan in Apple Valley, California?

To apply for a Title Loan with Swift Title Loans, you will need the following documents:
  • A valid ID
  • A clear title for your vehicle
  • Proof of income
  • Proof of residence
  • A few references

Is there a risk of repossession if I choose a Title Loan?

As a borrower, you should be aware that failure to repay your Title Loan may result in repossession of your vehicle. However, at Swift Title Loans, we prioritise communication and will work with you to prevent this situation.

How quickly can I get a Title Loan in Apple Valley, California?

With Swift Title Loans, it's possible to get your loan application processed in as little as 30 minutes, allowing you to get the emergency funds you need as quickly as possible.

Can I instantly receive cash after approval from Swift Title Loans in Apple Valley, California?

Yes, once your Title Loan is approved with Swift Title Loans, you will receive cash right away. This is one of the reasons why Title Loans are popular in handling emergency financial needs. Please Note: Always clarify your legal doubts with a legal practitioner,


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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