Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Augusta, 30904

How It Works in Augusta, Georgia

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Georgia: Regulations & Key Details

In Georgia, title loans are governed by specific regulations that aim to protect consumers while providing quick access to cash. Borrowers with bad credit can benefit from these loans, but it's essential to understand the legal framework before applying.

Key Details Information
Loan Amount Range $100 - $5,000
Fees & APR 15% - 25% per 30 days
Repayment Terms 30 days; may offer renewals
Unique State Law Conditions Must be licensed by the Georgia Department of Banking and Finance

Borrowers are encouraged to apply online with Swift Title Loans for a fast, no-obligation estimate. Remember to choose a licensed lender that complies with Georgia's state laws. Whether you're in Atlanta, Savannah, or Macon, work with professionals who prioritize your financial well-being.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Augusta, Georgia

Address

1435 Stovall St #110, Augusta, Georgia, 30904

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Augusta, Georgia

Here's a real example of a funded title loan from our branch:

2016 Toyota Tundra

2023 Nissan Armada

Loan Term24 month36 month
Estimated Vehicle Value$35000$55000
Loan Amount$5112$5791
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$224.27$173.56
Monthly Interest0.420.42
APR5.00%5.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the legal requirements for obtaining a Title Loan in Augusta, Georgia?

In Augusta, Georgia, Title Loan applicants must be at least 18 years old and own a paid-off vehicle with a clear title. They must also provide proof of income, residency documents, and valid identification, such as a driver's license. Swift Title Loans adheres to all state laws and will guide you through the process.

What documentation is needed to apply for a Title Loan with Swift Title Loans?

When applying with Swift Title Loans, you'll need the following:
  • Government-issued Identification (e.g., driver's license)
  • Your vehicle's clear title
  • Proof of income
  • Proof of residence (e.g., recent utility bill)
We make the process simple and swift, providing you with a no-obligation estimate online.

How much can I borrow with a Title Loan in Augusta, Georgia?

The amount depends on the value of your vehicle and your ability to repay it. In Augusta, Georgia, the title loan limit is up to $50,000. To know what you qualify for, apply online with Swift Title Loans and get a fast, no-obligation estimate.

Where can I get a Title Loan in Augusta?

Getting a title loan in Augusta, Georgia is convenient with Swift Title Loans. You can apply online from the comfort of your home and receive your free, no-obligation estimate. Alternatively, lenders may also be located on major streets like Broad St or in areas like Belair. Remember to choose a licensed lender, like Swift Title Loans, that abides by state laws.

What if I have bad credit? Can I still get a Title Loan in Augusta?

Absolutely! Swift Title Loans approves loans based on the value of your vehicle and your ability to repay, not your credit history. So even if you have bad credit, applying for a Title Loan in Augusta, Georgia could be a suitable financial solution for you.

What happens if I cannot repay my Title Loan in Augusta, Georgia?

If you're unable to repay your loan, it's vital to communicate with your lender. Swift Title Loans


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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