Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Austin, 78701

How It Works in Austin, Texas

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Melissa H.
Melissa H.
The staff helped me figure out how much title loan can i get for my car and gave me a great deal. Dion was patient and answered all my questions. Some kind of loyalty program for repeat customers would be a nice addition.
Roger F.
Roger F.
Dion at Swift Title Loans Pasadena Austin made the process of getting a title loan easy and stress-free. I liked how transparent the staff was about how much can u get on a title loan. They could improve their website with FAQs to answer common questions.
Loretta N.
Loretta N.
I searched for rebuilt title loans near me and was glad to find this place. Dion was very knowledgeable and helped me get approved quickly. It would be great if they provided more detailed brochures explaining rebuilt title loan specifics.
Lisa P.
Lisa P.
Needed a loan on pink slip and Swift Title Loans Pasadena Austin was recommended by a friend. Dion was professional and explained everything well. The office could improve by adding more parking spaces.
Greg A.
Greg A.
I looked for places to pawn car titles nearby and found this spot with friendly service. Dion made everything easy and clear. More magazines or something to entertain while waiting would be great.
Carol S.
Carol S.
I was curious about how much I could get on a title loan, and Dion at Swift Title Loans Pasadena Austin explained everything clearly. The staff was really patient and helped me secure a fair amount. An online calculator for quick estimates would definitely be helpful.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Austin, Texas

Address

206 San Jacinto Blvd #201, Austin, Texas, 78701

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Austin, Texas

Here's a real example of a funded title loan from our branch:

2023 Nissan Rogue

2016 Ford Expedition

Loan Term24 month36 month
Estimated Vehicle Value$30000$25000
Loan Amount$5807$5576
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$420.84$336.98
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where Can I Get a Title Loan in Austin, Texas?

Austin residents in need of a title loan can apply online with us at Swift Title Loans. Our application process is quick and easy, resulting in a fast, no-obligation estimate. While you'll find lenders throughout the city, the convenience of applying online with us makes securing your emergency funds hassle-free. We are a licensed lender that strictly adheres to Texas’ state laws, ensuring a trustworthy experience for local borrowers.

What Documents Do I Need for My Title Loan Application in Austin, Texas?

When applying for a title loan with Swift Title Loans, you'll need to ready the following documents:
  1. An ID issued by the state such as a driver's license or passport
  2. A clear title to your vehicle
  3. Proof of consistent income (like pay stubs or bank statements)
  4. Proof of Texas residency (utility bill or lease agreement)
Remember, the more organized you are, the faster we can process your loan!

Is There a Maximum Title Loan Size in Austin, Texas?

Yes, in Texas, title loan amounts are decided based on the value of your vehicle but are limited by state law to $10,000. No matter your vehicle’s value, Swift Title Loans will help you secure the maximum allowable amount based on your car and financial circumstances.

How Do I Know If I'm Eligible for a Title Loan in Austin, Texas?

If you own a car, have steady income, and reside in Texas, you’re likely eligible for a title loan with us. Bad credit isn’t a barrier - our team at Swift Title Loans is here to assist you in navigating your individual situation and obtaining the funds you need.

Can I Still Use My Car If I Have a Title Loan In Austin, Texas?

Absolutely! As long as you're making regular payments on your loan, you can continue to use your vehicle. We understand the importance of mobility for our Austin customers at Swift Title Loans. By choosing Swift Title Loans, you're partnering with a trustworthy, licensed lender who will help you navigate the title loan process with ease. Visit our website to apply online and kickstart your path to emergency funds.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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TLS Security

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