Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Austin, 78752

How It Works in Austin, TX

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Austin, TX

Address

814 Tirado St b, Austin, TX, 78752

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Austin, TX

Here's a real example of a funded title loan from our branch:

2017 Honda Accord

2023 Hyundai Palisade

Loan Term24 month36 month
Estimated Vehicle Value$22000$45000
Loan Amount$5993$4211
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$452.09$254.49
Monthly Interest5.425.00
APR65.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a title loan in Austin, Texas?

You can apply online with Swift Title Loans for a fast and hassle-free title loan estimate. Alternatively, you can find licensed lenders in areas such as East Riverside Drive, or major streets such as South Lamar Boulevard. Remember, always choose a lender that strictly adheres to Texas state laws.

What are the requirements for obtaining a title loan in Austin, Texas?

Here are the basic requirements for securing a title loan with Swift Title Loans:
  • You must be at least 18 years old.
  • You should own a car with a clear, lien-free title.
  • Proof of income, such as pay stubs or bank statements.
  • Proof of Texas residency, such as utility bills or lease agreement.
  • Valid government-issued ID, like a driver’s license or passport.

    How much can I borrow with a title loan in Austin, Texas?

    At Swift Title Loans, the loan amount you can borrow typically depends on the value of your vehicle and your ability to repay. Within Texas, state regulations allow title loans from a few hundred to several thousand dollars.

    Can I apply for a title loan even with bad credit in Austin, Texas?

    Yes, at Swift Title Loans, your credit score doesn't define you. We focus on helping you get the emergency funds you need, so you can still secure a title loan with bad credit.

    How quickly can I get a title loan in Austin, Texas?

    With Swift Title Loans, you can complete your online application and get a fast decision. If approved, funds could be transferred to your account as soon as the next business day.

    What happens if I'm unable to repay my title loan in Austin, Texas?

    If you're having trouble meeting your loan repayment schedule, immediately contact Swift Title Loans. We aim to work with our borrowers to find a solution. However, under Texas law, failure to repay a title loan could potentially lead to your vehicle being repossessed and sold. Remember, we're here at Swift Title Loans to help you through your financial emergencies. Apply now for a quick, obligation-free title loan estimate.


    Explore Other Vehicle-Secured Loan Products

    Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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    How much can I borrow?

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    TLS Security