Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Baton Rouge, 70806

How It Works in Baton Rouge, LA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Louisiana: Regulations & Key Details

In Louisiana, title loans can be a quick solution for those in need of emergency funds. It's essential to understand the state's regulations to make an informed decision about borrowing. Here are the key details you should know:

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$350 - $1,500 Fees vary; APR can be up to 264% Minimum repayment term of 30 days Maximum term of 60 days; must not exceed 25% of the borrower's monthly income per Louisiana Revised Statutes (LRS) 9:3578.1

Borrowers should know that Louisiana law requires lenders to be licensed and comply with state regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate. This is a convenient option for residents in major cities like New Orleans, Baton Rouge, or Shreveport. Always choose a licensed lender that follows the regulations set forth by state law to ensure your loan is handled appropriately. For more details on Louisiana title loans regulations, you can refer to the Louisiana State Legislature.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Baton Rouge, LA

Address

3147 Government St d, Baton Rouge, LA, 70806

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Baton Rouge, LA

Here's a real example of a funded title loan from our branch:

2017 Tesla Model Y

2019 Volkswagen Jetta

Loan Term24 month36 month
Estimated Vehicle Value$35000$20000
Loan Amount$3545$4764
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$256.91$303.49
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How much can I borrow with a Title Loan in Baton Rouge?

Louisiana laws permit title loan amounts up to $350. However, the exact amount you can borrow from Swift Title Loans will depend on the value of your vehicle and your ability to repay the loan.

What documents do I need to apply for a Title Loan in Baton Rouge?

To apply for a title loan with Swift Title Loans, you will need the following documents:
  1. Government-issued identification (Driver’s license or State ID)
  2. Free and clear vehicle title
  3. Proof of income (pay stubs, job letter, bank statements etc.)
  4. Proof of residence (utility bill, rental agreement etc.)

Where can I get a Title Loan in Baton Rouge?

You can conveniently apply online for a fast and no-obligation estimate with Swift Title Loans. If preferred, there are also physical lender offices across Baton Rouge, including locations near Staring Lane or along Corporate Boulevard. Always ensure you're using a licensed lender who follows Louisiana state laws.

Are Title Loans available to people with bad credit in Baton Rouge?

Yes, Swift Title Loans offers Title Loans to customers with bad credit. Your car title secures the loan, so your credit history is less of a concern in the approval process.

How fast can I get a Title Loan in Baton Rouge?

Swift Title Loans prides itself on its quick response times. Usually, you can get approved and receive the money within 24 hours after submitting your online application.

Can I still use my car after getting a Title Loan in Baton Rouge?

Yes, you can continue to use your vehicle as usual during the loan repayment period with Swift Title Loans.

What happens if I cannot repay my Title Loan in Baton Rouge?

If you foresee difficulty in repaying your loan, get in touch with Swift Title Loans as soon as possible. They may be able to work out a modified payment plan. However, according to Louisiana law, failure to repay a title loan can result in the lender seizing and selling your vehicle to cover the debt. Remember, our primary goal is to help you with your financial emergencies. Apply today with Swift Title Loans in


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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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