Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

02

Get cash and keep your car

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Repay loan and get title back

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Home South Carolina Charleston

Title Loans in Charleston, 29403

How It Works in Charleston, South Carolina

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in South Carolina: Regulations & Key Details

Title loans in South Carolina are regulated to protect borrowers. Here are the essential details you need to know if you’re considering this option for urgent funds.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$601 - $2,500 Up to 25% of the loan amount per month; APR can be as high as 300% Typically 30 days; may be extended once Lenders must be licensed and follow the South Carolina Title Loans Act.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. It's crucial to choose a licensed lender who adheres to South Carolina laws to ensure compliance and protection. Major cities like Columbia and Charleston have numerous lenders available to assist with your needs.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Charleston, South Carolina

Address

514 Meeting St #201, Charleston, South Carolina, 29403

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Charleston, South Carolina

Here's a real example of a funded title loan from our branch:

2016 Ford Edge

2021 Toyota Venza

Loan Term24 month36 month
Estimated Vehicle Value$25000$32000
Loan Amount$5599$3637
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$245.64$109.00
Monthly Interest0.420.42
APR5.00%5.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Charleston, South Carolina?

You can conveniently apply for a Title Loan online with Swift Title Loans. With just a few clicks, you get a fast, no-obligation estimate. You can also find lenders along major thoroughfares like King Street or in areas such as North Charleston. Always ensure the lender you choose is licensed and complies with state laws in South Carolina.

What are the legal limits for Title Loans in Charleston?

In South Carolina, there's no maximum limit on the amount of a Title Loan as long as it doesn't exceed the fair market value of the vehicle. However, a borrower must not remain in debt longer than 120 days not including periods of default.

Can I apply for a Title Loan in Charleston with bad credit?

Yes, at Swift Title Loans, your credit score does not determine your eligibility for a Title Loan. We evaluate your vehicle's value and your ability to repay the loan. So, even if you have bad credit, you can still get a loan by employing the equity in your vehicle.

What documents do I need to apply for a Title Loan in Charleston?

Below are the documents you need:
  • A valid government-issued identification
  • The title of your vehicle
  • Proof of income
  • Proof of residency
  • 2-3 references

Can I keep driving my vehicle if I take a Title Loan in Charleston?

Yes, as long as you keep making your scheduled payments towards the loan, you can continue driving your vehicle.

How quickly can I get a Title Loan in Charleston, South Carolina?

With Swift Title Loans, you can get your loan approved as quickly as the same day your application is submitted. We aim to provide fast service because we know how important it is to have access to emergency funds quickly.

Is there a prepayment penalty for Title Loans in Charleston?

Swift Title Loans does not charge any fee for early payments. You can repay your loan in full anytime without incurring any additional charges.

How does the process of repossession work in Charleston if I fail to repay my loan?

In case of defaulting on repayment, Swift Title Loans will aim at resolving the issue cooperatively.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

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