Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Chesapeake, 23320

How It Works in Chesapeake, VA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Virginia: Regulations & Key Details

In Virginia, title loans provide a quick solution for those in need of emergency funds, especially for individuals facing credit challenges. It is vital to understand the specific regulations and requirements to ensure a compliant borrowing experience.

Loan Amount Range Fees & APR Repayment Terms Unique State Law Conditions
$1,000 - $10,000 15% per month; 180% APR max 1 to 12 months Licensed lenders must follow the Virginia Title Loan Act, requiring clear disclosures.

Virginia's laws, as outlined in the Virginia Code § 6.2-2200, stipulate that all title loans must be offered by licensed lenders who adhere to strict regulations. Potential borrowers should ensure that their lender complies with these laws for a safe borrowing experience. Borrowers in Richmond, Virginia Beach, and Norfolk can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender to protect your rights and financial well-being.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Chesapeake, VA

Address

107 Gainsborough Square b1, Chesapeake, VA, 23320

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Chesapeake, VA

Here's a real example of a funded title loan from our branch:

2020 Toyota Land Cruiser

2018 Tesla Model X

Loan Term24 month36 month
Estimated Vehicle Value$50000$60000
Loan Amount$5540$4104
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$401.49$248.02
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the maximum loan limits for Title Loans in Chesapeake, Virginia?

In Virginia, Title loan lenders can lend up to 50% of the fair market value of your vehicle. However, at Swift Title Loans, we typically offer title loan amounts ranging from $2,500 to $20,000, based on the valuation of your vehicle and your capability to repay the loan.

What are the legal rates of interest for Title Loans in Chesapeake?

As per Virginia state law, a title loan lender can charge a maximum interest rate of 22% per month on the loan amount up to $700, 18% on the amount between $700 and $1400, and 15% on the amount above $1400. Swift Title Loans is dedicated to offering competitive interest rates to all our borrowers.

Where can I get a Title Loan in Chesapeake?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. Chesapeake residents can also find title loan lenders on major streets or in areas like South Norfolk or Greenbrier East. Remember to choose a licensed lender that follows state laws for a safe and secure loan experience.

What documents do I need to apply for a Title Loan in Chesapeake with Swift Title Loans?

To expedite your loan processing, please prepare these documents:
  • A valid government-issued ID (like your driver's license)
  • A clear title of your vehicle registered in your name
  • Proof of residence (like a utility bill)
  • Proof of of steady income (like pay stubs or bank statements)

Can I apply for a Title Loan with bad credit in Chesapeake, Virginia?

Yes, at Swift Title Loans, we believe in providing financial support to as many people as we can, regardless of their credit history. If you own your car outright, have a regular income, and can repay the loan, you can apply for a Title Loan even with bad credit.

How quickly can I get funds after applying for a Title Loan in Chesapeake with Swift Title Loans?

Once approved, Swift Title Loans aims to provide you with the funds you need potentially on the same day or within 24 hours of your application. Our simple and effective process ensures that Chesapeake


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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