Swift Title & Payday Loans

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Home California Chino Hills

Title Loans in Chino Hills, 91709

How It Works in Chino Hills, CA

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Monu patel Monu P.
Monu patel Monu P.
Yo, shoutout to Swift Title Loans for coming through in the clutch with their title cash loans! Seriously, they had my back when I needed some extra dough, and the whole process was as easy as ordering pizza. Definitely my go-to for quick cash!
Laura D. B.
Laura D. B.
Utilizing my car's title for a loan was a hassle-free experience. The value of my car was accurately assessed, and the terms were clearly explained. A simple and efficient process.
Rowland Y.
Rowland Y.
I had an outstanding experience with Swift Title Loans when I sought a title loan credit union. Their efficient process and collaborative approach with the credit union made obtaining the loan quick and hassle-free, providing me with the financial assistance I needed promptly and conveniently.
leena E.
leena E.
Swift Title Loans provided exceptional service when I needed a title loan near me. Their quick approval process and convenient location made it easy to access the funds I needed in a timely manner. Highly recommend Swift Title Loans for anyone seeking efficient and reliable financial solutions!
Gsoklphg V.
Gsoklphg V.
When money was tight, I was able to get a payday loan from a reputable internet lender. I took advantage of the fact that direct payday lenders have a tendency to give loans to borrowers with poor credit ratings. Within 24 hours of applying for the financing for the salvage title vehicles loan, I had received the funds. I am very grateful for their assistance.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Chino Hills, CA

Address

2595 Chino Hills Pkwy #C, Chino Hills, CA, 91709

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Chino Hills, CA

Here's a real example of a funded title loan from our branch:

2016 Ram 1500

2022 Toyota Avalon

Loan Term24 month36 month
Estimated Vehicle Value$30000$40000
Loan Amount$3210$4405
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$232.63$266.21
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a title loan in Chino Hills, California?

You can easily apply for a title loan online with Swift Title Loans for a quick, no-obligation estimate. The process is simple, fast, and carries no hidden fees. For those who prefer a physical location, you may find lenders along Chino Hills Parkway or near The Shoppes at Chino Hills. Always remember to choose a licensed lender that adheres to state laws.

What are the requirements for a title loan with Swift Title Loans in Chino Hills?

The primary requirement for a title loan with Swift Title Loans in Chino Hills is a clear vehicle title. Additional documents include:
  • Proof of identity (valid Driver's license or State ID)
  • Proof of residence (utility bill or lease agreement)
  • Proof of income (recent pay stubs or bank statements)
  • Photos of your vehicle
Q. How Much Can I Borrow With a Title Loan in Chino Hills?

What are the requirements for a title loan with Swift Title Loans in Chino Hills?

The loan amount with Swift Title Loans is based on the equity value of your vehicle and your ability to repay the loan. In California, the minimum loan amount is $2,500, however, Swift Title Loans aims to provide the highest possible loan value based on your individual circumstances. Q. How Quickly Can I get a Title Loan in Chino Hills?

What are the requirements for a title loan with Swift Title Loans in Chino Hills?

At Swift Title Loans, the title loan process is expedited for your convenience. After submitting your application and necessary documents, you could receive your funds as quickly as the same business day. Q. Can I apply for a title loan in Chino Hills if I have bad credit?

What are the requirements for a title loan with Swift Title Loans in Chino Hills?

Yes, you can. Swift Title Loans offers title loans in Chino Hills to individuals with all types of credit. The most important factor is the value of your vehicle and your ability to repay the loan. Q. How are my title loan funds disbursed in Chino Hills?

What are the requirements for a title loan with Swift Title Loans in Chino Hills?

Swift Title Loans offer several disbursement methods such as direct deposit, cash, or check. You will have the opportunity to select your preferred method.

How do I repay my title loan in Chino Hills?

Swift Title Loans makes repaying your title loan straightforward. Repayment options include online payments, over the phone transactions, or automated electronic payments


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

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