Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Cincinnati, 45202

How It Works in Cincinnati, OH

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Ohio: Regulations & Key Details

In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $5,000 Up to 28% 30 days, with potential extensions available Maximum fee cannot exceed 10% of the loan amount in Ohio

Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Cincinnati, OH

Address

1503 Vine St #20, Cincinnati, OH, 45202

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Cincinnati, OH

Here's a real example of a funded title loan from our branch:

2015 GMC Sierra

2022 Chevrolet Bolt EV

Loan Term24 month36 month
Estimated Vehicle Value$30000$26000
Loan Amount$4024$3787
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$291.62$228.87
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the legal requirements for Title Loans in Cincinnati, Ohio?

In Ohio, title loans are regulated by the Short-Term Loan Act, which caps interest rates at 28% with a maximum loan term of 6 months. The law also mandates that borrowers cannot secure loans exceeding $1,000 or one-fourth of their gross monthly income. Ensure you transact only with licensed lenders, like Swift Title Loans, complying with these state laws.

What documents do I need for an online Title Loan application in Cincinnati?

To process your online application at Swift Title Loans, you'll need the following documents:
  • Car Title– Must be lien-free and in your name.
  • Valid ID - This could be a driver's license or state ID.
  • Proof of Income - You can submit pay stubs or bank statements.
  • Proof of Residence - A recent utility bill or lease agreement will suffice.

Where can I get a Title Loan in Cincinnati?

With Swift Title Loans, you can apply for a title loan right from the comfort of your home in Cincinnati, Ohio. We offer a quick and secure online application process. Alternatively, you may find lenders along major streets like Madison Road, Colerain Avenue, or areas like the Central Business District.

What if I have bad credit? Can I still be approved for a loan in Cincinnati, Ohio?

Yes, at Swift Title Loans, we welcome all credit types. We assess your ability to repay the loan and the equity in your car, not just your credit score.

What happens if I can't repay my Title Loan?

In case you face difficulties making payments, reach out to Swift Title Loans immediately. We aim to assist every customer and may be able to arrange a revised payment plan. Remember, Ohio law protects borrowers from unaffordable loan terms.

What are the potential consequences of defaulting on a Title Loan in Ohio?

If you default on a title loan, your vehicle might be repossessed by the lender as per Ohio legal regulations. Swift Title Loans encourages proactive communication to prevent such instances. Reach out immediately if you foresee payment problems.

How quickly can I get emergency funds with a Title Loan in Cincinnati?

With Swift Title Loans, get your funds ready often as quickly as the same business day. Start your online application


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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