Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Cincinnati, 45238

How It Works in Cincinnati, OH

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Ohio: Regulations & Key Details

In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $5,000 Up to 28% 30 days, with potential extensions available Maximum fee cannot exceed 10% of the loan amount in Ohio

Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Cincinnati, OH

Address

2303 Ferguson Rd a, Cincinnati, OH, 45238

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Cincinnati, OH

Here's a real example of a funded title loan from our branch:

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Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for title loans in Cincinnati?

To qualify for a title loan in Cincinnati, you generally need to meet the following criteria:
  • Be at least 18 years old.
  • Own a vehicle with a clear title.
  • Provide valid identification.
  • Have a steady source of income.
  • Demonstrate the ability to repay the loan.
If you have bad credit, don’t worry! Swift Title Loans offers flexible options to help you secure the cash you need. ---

How much can I borrow with a title loan in Cincinnati?

In Ohio, title loans typically allow you to borrow up to 50% of your vehicle’s value. The exact amount will depend on the make, model, and condition of your vehicle. For a personalized estimate, apply online at Swift Title Loans today! ---

What documents do I need to apply for a title loan in Cincinnati?

When applying for a title loan, you'll need to provide several key documents, including:
  1. Your vehicle's title.
  2. A government-issued ID (like a driver’s license).
  3. Proof of income (pay stubs, bank statements).
  4. Proof of residence (utility bill, lease agreement).
  5. Current vehicle registration.
Having these documents ready can help expedite your application at Swift Title Loans. ---

How quickly can I get funding from a title loan in Cincinnati?

At Swift Title Loans, you can often receive your funds the same day you apply. After you’ve submitted your documents and completed the approval process, we work quickly to get you the cash you need for any emergency expenses. ---

Are title loans in Cincinnati regulated by the state?

Yes, title loans in Ohio are regulated by state laws. It’s important to choose a licensed lender like Swift Title Loans to ensure compliance with these regulations. This protects you from unfair lending practices and ensures transparency in the loan process. ---

What happens if I don’t repay my title loan on time?

If you miss a


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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