Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Florida Clearwater

Title Loans in Clearwater, 33763

How It Works in Clearwater, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Davied W.
Davied W.
I had a positive experience with Swift Title Loans when I needed title pawn loans. Their straightforward application process & fair terms showcased their commitment to customer satisfaction, making them my preferred choice for quick financial solutions.
Harry S.
Harry S.
Swift Title Loans provided me with excellent service and clarity on how does a registration loan work, guiding me through the process with professionalism and expertise. Their knowledgeable staff explained every detail thoroughly, making the entire experience smooth and stress-free, highly recommend them for anyone in need of financial assistance.
Micheal S.
Micheal S.
Securing a loan against my motorcycle title was made incredibly easy and efficient by the loan service I chose. Their streamlined process and friendly staff made obtaining the loan stress-free, providing me with the financial assistance I needed promptly and without hassle.
Rosalyn S.
Rosalyn S.
If you're looking to pawn your title, like me, trust me with them. I had an exceptional experience with them. They gave me prompt service. I truly appreciate their help.
Nikuze G.
Nikuze G.
I recently found myself in need of some extra cash, and that's when I discovered Cash Title Loans. The process was surprisingly quick and hassle-free. The application was straightforward, and the approval time was impressive. The staff was helpful and guided me through the entire process, making it a smooth experience. If you're in a financial pinch and need cash quickly, I highly recommend considering Cash Title Loans.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Clearwater, FL

Address

2363 Sunset Point Rd Ste A, Clearwater, FL, 33763

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Clearwater, FL

Here's a real example of a funded title loan from our branch:

2021 Chevrolet Malibu

2019 Toyota Avalon

Loan Term24 month36 month
Estimated Vehicle Value$22000$30000
Loan Amount$2518$4524
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$182.48$273.41
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where Can I Get a Title Loan in Clearwater, Florida?

For a quick and easy way to get a Title Loan in Clearwater, Florida, Swift Title Loans is an excellent option. Applications can be made online, providing a fast, no-obligation estimate for potential borrowers. While you have many lender choices in Clearwater, remember that it's essential to choose a state-licensed lender like Swift Title Loans, who follows all Florida state laws.

What Are the Requirement for a Title Loan in Clearwater, Florida?

In addition to owning a vehicle with a clear title in your name, there are other requirements for obtaining a Title Loan in Clearwater, Florida. These include:
  1. Being at least 18 years old.
  2. Having a valid government-issued identification, like a driver's license or state ID card.
  3. Showing proof of income with things such as pay stubs, bank statements, or other income verification.
  4. Proof of Florida residence, such as a utility bill or lease agreement.

How Much Can I Borrow with a Title Loan in Clearwater, Florida?

At Swift Title Loans, you can borrow anywhere from $500 to $10,000. The loan amount is based on your vehicle's value and your ability to repay the loan.

How Quickly Can I Get a Title Loan in Clearwater, Florida?

When applying with Swift Title Loans, you can get approved as fast as the same day. Our streamlined online process makes it possible to get the emergency funds you need as quickly as possible.

What Happens if I Can’t Repay My Title Loan in Clearwater, Florida?

If you're having trouble making payments, please contact us immediately. Swift Title Loans is committed to responsible lending practices and we offer options to help borrowers in difficult situations, such as altering payment schedules or refinancing options.

How Can I Contact Swift Title Loans in Clearwater?

For any concerns or queries related to title loans, reach out to our customer service representatives. Visit the "Contact Us" section on our website or dial our toll-free hotline. We’re here to assist you.

Are Title Loans Available For Bad Credit Borrowers in Clearwater, Florida?

Yes, at Swift Title Loans, we offer title loans to borrowers regardless


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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