Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Cleveland, 44109

How It Works in Cleveland, OH

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Ohio: Regulations & Key Details

In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $5,000 Up to 28% 30 days, with potential extensions available Maximum fee cannot exceed 10% of the loan amount in Ohio

Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Cleveland, OH

Address

4164 Pearl Rd #3, Cleveland, OH, 44109

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Cleveland, OH

Here's a real example of a funded title loan from our branch:

2022 Toyota Tundra

2019 Jeep Renegade

Loan Term24 month36 month
Estimated Vehicle Value$40000$20000
Loan Amount$5629$5096
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$407.94$324.64
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the legal limit for a Title Loan in Cleveland, Ohio?

In Cleveland, Ohio, Title Loans range typically from $500 to $15,000. The exact amount depends on the value of your vehicle and your ability to repay the loan. At Swift Title Loans, we provide free, no-obligation quotes online to help you estimate your potential loan amount.

Can I get a Title Loan in Cleveland with bad credit?

Yes! At Swift Title Loans, your credit score is not the sole determining factor in loan approval. Your vehicle's value and your ability to repay the loan are more crucial to secure a Title Loan. So don't worry about bad credit; apply with us today online.

What documents are required to get a Title Loan in Cleveland?

Here are the typical documents you'll need:
  • A valid government-issued ID (like a driver's license)
  • Clean vehicle title in your name
  • Proof of income (like paystubs or bank statements)
  • Proof of residence (like a utility bill)
Remember, Swift Title Loans are serious about your privacy, securely handling your document processing.

Are there penalties for early loan repayment with Swift Title Loans in Cleveland?

Good news! At Swift Title Loans, there are zero penalties for early repayment of your Title Loan. So, if you're in a position to pay off earlier than scheduled, go ahead. This could be a great move to save on interest.

How fast can I get approval for a Title Loan in Cleveland?

Swift by name, swift by nature! With Swift Title Loans, you can get approval for your Title Loan as quickly as within 30 minutes. Apply online now for a free, no-obligation estimate to find out.

Where can I get a Title Loan in Cleveland, Ohio?

Swift Title Loans is your quick and easy solution for obtaining a Title Loan online. Otherwise, lenders may be located along major streets like Euclid Avenue or areas like Downtown Cleveland. Ensure you're choosing a licensed lender who strictly adheres to state regulations.

Can I keep using my vehicle with a Title Loan from Swift Title Loans in Cleveland?

Absolutely. At Swift Title Loans, you maintain the full use of your vehicle while repaying the loan. We understand the


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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