Swift Title & Payday Loans

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Title Loans in Cleveland Heights, 44118

How It Works in Cleveland Heights, OH

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Ohio: Regulations & Key Details

In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $5,000 Up to 28% 30 days, with potential extensions available Maximum fee cannot exceed 10% of the loan amount in Ohio

Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Mike S.
Mike S.
When I was having financial difficulties, Swift Title Loans in Cleveland Heights provided me with a personal installment loan for bad credit that was within my means! 🙌 Flexible repayment terms and skilled assistance were provided. I'm really appreciative of their support during a difficult period.
Todd L. R.
Todd L. R.
While I haven't been a big fan of online shopping in the past, I found this loan provider's website to be user-friendly and intuitive, especially when it came to their online auto title loans. Getting the money I needed was quick and hassle-free, leaving me with no further concerns.
Debuggy B.
Debuggy B.
They provided exceptional service when I needed a loan with my car title as collateral. Their efficient process and transparent terms made securing the funds I needed a straightforward and stress-free experience, earning my trust and recommendation.
Ariana T.
Ariana T.
When it came time to pay off my title loan, this service made the process incredibly smooth and hassle-free; they offered flexible repayment options and excellent customer support throughout. I was impressed by their commitment to helping me pay off my title loan efficiently, making the entire experience positive and stress-free.
Madison G.
Madison G.
I've rendered Swift Title Loan's services thrice now, and haven't been disappointed once. When it comes to title loans they've become my safest bet.I highly recommend them to anyone without a hitch.
Jialing H.
Jialing H.
The cash title loans offered by this loan company were a game-changer for me. They provided the funds I would highly recommended!! Thank you so much!!....
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Cleveland Heights, OH

Address

1941 Lee Rd #2, Cleveland Heights, OH, 44118

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Cleveland Heights, OH

Here's a real example of a funded title loan from our branch:

2019 Toyota Tacoma

2015 Jeep Gladiator

Loan Term24 month36 month
Estimated Vehicle Value$30000$35000
Loan Amount$4849$3907
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$351.41$236.12
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the borrowing limits for Title Loans in Cleveland Heights?

In Cleveland Heights, Ohio, Swift Title Loans offers title loan amounts that start from $2,500 up to $20,000. Title loans are based on the assessed value of your vehicle and other lending criteria.

Where can I get a Title Loan in Cleveland Heights?

Swift Title Loans makes it easy for residents of Cleveland Heights to apply for a title loan. You can easily start your application process online at the Swift Title Loans website for a fast, no-obligation estimate. While there are lenders located around major areas such as Coventry Road and North Park Boulevard, remember to choose a licensed lender that follows state laws - Swift Title Loans is a trusted choice for many.

How fast can I receive my funds once my Title Loan is approved?

At Swift Title Loans, the process is fast and efficient. Once your title loan is approved, you could have access to your emergency funds within one business day.

What documents do I need to apply for a Title Loan with Swift Title Loans in Cleveland Heights, Ohio?

Apply for a title loan with Swift Title Loans requires certain documents:
  • Your vehicle’s clear title
  • Proof of income (such as pay stubs or bank account statements)
  • Proof of residency (such as a utility bill)
  • Valid government-issued ID (such as your driver’s license)

Will my credit score affect my ability to get a Title Loan in Cleveland Heights, Ohio?

At Swift Title Loans, we understand that everyone can face financial issues at times. If you have bad credit and need emergency funds, you may still be approved for a title loan. We place more emphasis on the value of your vehicle and your ability to repay the loan, rather than exclusively on your credit score.

Can I keep driving my vehicle while I repay my Title Loan?

Absolutely! At Swift Title Loans, we understand that you need your vehicle for your day-to-day life. As long as you keep up with your agreed-upon payment plan, you can keep driving your vehicle while repaying your title loan.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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