Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Columbia, 29205

How It Works in Columbia, South Carolina

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in South Carolina: Regulations & Key Details

Title loans in South Carolina are regulated to protect borrowers. Here are the essential details you need to know if you’re considering this option for urgent funds.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$601 - $2,500 Up to 25% of the loan amount per month; APR can be as high as 300% Typically 30 days; may be extended once Lenders must be licensed and follow the South Carolina Title Loans Act.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. It's crucial to choose a licensed lender who adheres to South Carolina laws to ensure compliance and protection. Major cities like Columbia and Charleston have numerous lenders available to assist with your needs.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Columbia, South Carolina

Address

2402 Devine St #1021, Columbia, South Carolina, 29205

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Columbia, South Carolina

Here's a real example of a funded title loan from our branch:

2020 Kia Sorento

2019 Jeep Renegade

Loan Term24 month36 month
Estimated Vehicle Value$25000$22000
Loan Amount$4949$5054
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$217.12$151.47
Monthly Interest0.420.42
APR5.00%5.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the legal requirements for obtaining a Title Loan in Columbia, South Carolina?

To secure a Title Loan in Columbia, South Carolina, these legal requirements must be met:
  • You must be at least 18 years old.
  • The car title should be solely in your name.
  • You must have a steady source of income.
  • You must be a resident of Columbia, South Carolina.
Remember, Swift Title Loans ensures to follow all state regulations to provide you with a reliable lending experience.

Where can I get a Title Loan in Columbia?

Swift Title Loans offers a streamlined online application process for any resident of Columbia looking for a Title Loan. Instead of spending time traveling around town looking for a lender, you can receive a fast, no-obligation estimate without leaving your home. If you prefer in-person transactions, you might find lenders in major areas like Harden Street or Assembly Street. Always ensure to choose a licensed lender that strictly adheres to South Carolina's state laws.

Is there a maximum limit for Title Loans in Columbia, South Carolina?

South Carolina law does not place an upper limit on Title Loan amounts. Your loan amount will depend on factors such as the value of your vehicle and your ability to repay. Swift Title Loans work with you to understand your financial needs and to provide a loan that suits you.

Can I apply for a Title Loan in Columbia, SC, if I have bad credit?

Yes, you can apply for a Title Loan with Swift Title Loans even if you have bad credit. We focus more on the value of your vehicle and your ability to repay the loan. Thus, your bad credit won’t deter us from providing you with the funds you need in emergencies.

Are there early repayment penalties for Title Loans in Columbia, SC?

No, Swift Title Loans does not charge any penalties for early loan repayment. In fact, early repayment can save you money by reducing the total interest you pay on your loan.

What documents do I need for a Title Loan application in Columbia, SC?

When applying for a Title Loan with Swift Title Loans in Columbia, you will need:
  • A valid government-issued identification card.
  • The vehicle’s title under your name.
  • Proof of regular income.
  • Proof of residency in Columbia, SC.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

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