Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Title Loans in Columbus, 43215

How It Works in Columbus, OH

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in Ohio: Regulations & Key Details

In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $5,000 Up to 28% 30 days, with potential extensions available Maximum fee cannot exceed 10% of the loan amount in Ohio

Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Columbus, OH

Address

831 N High St UNIT 102, Columbus, OH, 43215

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Jadyn J.
I stopped by Swift Title Loans in Columbus when I needed a private installment loan to catch up on some overdue bills. Peter was respectful, listened without judgment, and explained all the loan options clearly. I appreciated how he took the time to go over the repayment plan in detail so there were no surprises later. The approval process was smooth, and I left with everything settled the same day. The office was clean and quiet, though a water cooler or small refreshment station would be a nice touch for clients waiting. Overall, Peter made a stressful moment feel manageable and professional.
Cristian W.
When I needed quick financial assistance, searching for vehicle title loans near me led me to this exceptional service; their local presence combined with their efficient process made obtaining the funds I needed incredibly convenient. The team's expertise and dedication to customer satisfaction ensured that my experience with vehicle title loans near me was both seamless and efficient.
Robert J.
Lifesaving payday loans online with no credit check were offered by this Swift title loan. They can do it. I was rescued when they said they pay off other title loans.we are very grateful to them.
Bernice O.
As a direct lender for bad credit loans, Swift Title Loans provided me with the opportunity to obtain a great cash store title loan. The convenience and speed with which we could secure a payday loan online with no checking account was a game-changer.
Larry E.
I considered a short-term loan since I needed money before payday. Payday loans for bad credit were a benefit. I was thrilled to find legal online title loans from this firm when I needed one. I was paid in a few days after a simple process. It's useful in a pinch!
Gijosjkx K.
The loans from this company helped me a lot to get by till I got my next paycheck. They're capable of making it happen. They helped me out by suggesting a bank that would be willing to provide me with a place to get a title loan near me.

Example of Title Loan Funded in Columbus, OH

Here's a real example of a funded title loan from our branch:

2019 Ram 2500

2016 Nissan Frontier

Loan Term24 month36 month
Estimated Vehicle Value$35000$25000
Loan Amount$4725$2593
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$342.43$156.71
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Columbus, OH? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Cash in Columbus the Quick and Easy Way

If you’ve never applied for a title loan in Columbus, OH, you’re missing out on the fast way to get cash. Send and online request for a vehicle title loan along with your details and get a quick reply. The form is simple so you can get a fast credit decision – even with bad credit!

Cash for Bad Credit Consumers in OH

If you need an instant loan but are worried about your credit score, don’t be! Whatever your credit background is, you can still get a free offer for a title loan. All credit types are considered – even bad credit! Contact us now at 831 N High St Unit 102, Columbus, OH 43215.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Are car title loans legal in Columbus, Ohio?

Yes, auto title loans are legal in Columbus, Ohio, as long as the provider is licensed and follows state regulations. Swift Title Loans is committed to adhering to all rules and legal requirements, providing you with a reputable and trustworthy lending service.

What is the maximum limit for title loans in Columbus, Ohio?

In Ohio, the maximum limit for a title loan is generally $1,000. However, the specific loan amount you may be able to get from Swift Title Loans is determined by factors such as your vehicle's value and condition, as well as your ability to repay the loan.

Who qualifies for title loans at Swift Title Loans in Columbus, Ohio?

Almost anyone who owns a vehicle outright qualifies for a title loan at Swift Title Loans. We specialize in supporting borrowers with bad credit who need emergency funds.

What documents do I need to apply for a title loan in Columbus, Ohio?

To apply for a title loan at Swift Title Loans, you will need the following documents:
  1. Your vehicle's clear title.
  2. A government-issued ID (driver's license or passport).
  3. Proof of income (e.g., pay stubs, pension, or disability payments).
  4. Proof of residence (e.g., a utility bill or lease agreement).

Where can I get a title loan in Columbus, Ohio?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. Trusted and licensed, we're well-established in Columbus, possibly near major areas such as German Village, Short North, and Easton. Always ensure to choose a lender that adheres to Ohio's state laws.

Can I pay off my loan early without penalties at Swift Title Loans in Columbus, Ohio?

Absolutely! Swift Title Loans allows you to pay off your title loan earlier than scheduled without imposing any prepayment penalties.

What happens if I can't repay my title loan?

If you're concerned about your ability to repay your loan, reach out to us as soon as possible. Swift Title Loans in Columbus, Ohio, works hard to provide workable solutions and will do our utmost to avoid repossession of your vehicle. Remember, responsible borrowing is important regardless of the


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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