Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Georgia Columbus

Title Loans in Columbus, 31901

How It Works in Columbus, Georgia

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Georgia: Regulations & Key Details

In Georgia, title loans are governed by specific regulations that aim to protect consumers while providing quick access to cash. Borrowers with bad credit can benefit from these loans, but it's essential to understand the legal framework before applying.

Key Details Information
Loan Amount Range $100 - $5,000
Fees & APR 15% - 25% per 30 days
Repayment Terms 30 days; may offer renewals
Unique State Law Conditions Must be licensed by the Georgia Department of Banking and Finance

Borrowers are encouraged to apply online with Swift Title Loans for a fast, no-obligation estimate. Remember to choose a licensed lender that complies with Georgia's state laws. Whether you're in Atlanta, Savannah, or Macon, work with professionals who prioritize your financial well-being.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Randy K.
Randy K.
I was looking for classic car title loans and Swift Title Loans Columbus handled it perfectly. Trey showed great knowledge about classic car valuations and made me feel confident. Some online resources about classic car loans would be a nice addition.
Jeremy W.
Jeremy W.
Visited for a pawn shop car loan and was pleasantly surprised by the smooth process. Trey was very professional and answered all my questions. The waiting area could use a bit more seating for busy times.
Peter S.
Peter S.
I needed a quick pink slip loan near me and Trey at Swift Title Loans Columbus made it really easy. The staff was super friendly and walked me through every step. It would be helpful if they extended their hours on Saturdays.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Columbus, Georgia

Address

1809 17th St #2, Columbus, Georgia, 31901

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Columbus, Georgia

Here's a real example of a funded title loan from our branch:

2019 Toyota Highlander

2016 Subaru Crosstrek

Loan Term24 month36 month
Estimated Vehicle Value$30000$22000
Loan Amount$4990$3287
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$218.92$98.51
Monthly Interest0.420.42
APR5.00%5.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can borrow for a title loan in Columbus, Georgia?

According to Georgia state law, there isn’t a set maximum loan amount for title loans. With Swift Title Loans, your loan amount is determined by the value of your vehicle and your ability to repay the loan. Apply online today for quick pre-approval and an estimate of the loan amount you could qualify for.

What documents will I need to apply for a title loan in Columbus?

Here is a list of the necessary documents:
  1. A clear title to your vehicle (the title must be in your name).
  2. Proof of income (like pay stubs, bank statements, or government benefits).
  3. Proof of Georgia residency (like a utility bill, lease, or voter registration card).
  4. A valid, government-issued ID (like a driver’s license or passport).

Are there any special regulations for title loans in Columbus, Georgia?

Yes, Georgia law asserts that title lenders must be licensed to operate within the state. Swift Title Loans is fully compliant with all Georgia regulations and we pride ourselves on transparency and fairness in all our loan agreements.

Where can I get a title loan in Columbus, Georgia?

You can easily apply for a title loan in Columbus, Georgia right from the comfort of your home. Swift Title Loans offers an efficient online application that you can complete in minutes for a quick, no-obligation estimate. We also follow all state regulations, so you can trust in our compliance and the protections it affords.

Can I get a title loan from Swift Title Loans in Columbus, Georgia if I have bad credit?

Absolutely! At Swift Title Loans, we welcome applicants with all credit types. We understand times can get tough and that's why our main criteria is the value of your vehicle and your ability to repay the loan. Start your online application now and let us help you get the emergency funds you need, regardless of your credit status.

Is there any penalty for paying off my title loan early in Columbus, Georgia?

No, Swift Title Loans does not charge any prepayment penalties. In fact, we encourage borrowers to pay their loans off early if they can, which can even save money in interest over time.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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