Swift Title Loan

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Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Dale City, 22193

How It Works in Dale City, VA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Virginia: Regulations & Key Details

In Virginia, title loans provide a quick solution for those in need of emergency funds, especially for individuals facing credit challenges. It is vital to understand the specific regulations and requirements to ensure a compliant borrowing experience.

Loan Amount Range Fees & APR Repayment Terms Unique State Law Conditions
$1,000 - $10,000 15% per month; 180% APR max 1 to 12 months Licensed lenders must follow the Virginia Title Loan Act, requiring clear disclosures.

Virginia's laws, as outlined in the Virginia Code § 6.2-2200, stipulate that all title loans must be offered by licensed lenders who adhere to strict regulations. Potential borrowers should ensure that their lender complies with these laws for a safe borrowing experience. Borrowers in Richmond, Virginia Beach, and Norfolk can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender to protect your rights and financial well-being.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Mukesh G.
Mukesh G.
When I needed some quick cash, this service helped me out by placing a lien on my car title. The process was straightforward, and I got the funds I needed without any difficulty, definitely recommend them if you're considering using your car title for a loan!
Amiya K.
Amiya K.
Swift Title Loans exceeded my expectations with their title loans near me, no credit check required. Their fast approval process and flexible terms made it stress-free to get the cash I needed, even with less-than-perfect credit. Highly recommend Swift Title Loans for anyone seeking hassle-free financial assistance!
Orie F.
Orie F.
In light of my positive experience with this loan provider, I have no qualms about recommending them to others. Sincere gratitude owed to Swift Title Loans for tile loans which i found was near me.
Jose A.
Jose A.
There are a bunch of title loan companies in my neighborhood. I didn't know one from the other so checked with some guys I know. They all sent me to Swift Title Loans to get quick cash in my account. They were nice. The next time I need money I won't need to ask anyone - I'll just go there again.
Nathan R.
Nathan R.
I was plumb broke when my refrigerator konked out on me. It was fine one day and gone the next. Without money in my bank account, I was really wondering what to do. My friend told me to check out car title loan places near me. I barely knew what a car title loan was, but thought it was worth giving it a try. Long story short - I gave them a call. They showed me what to do and the next thing I knew I had the money for a brand new fridge! Highly Recommended !
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Dale City, VA

Address

2892 Dale Blvd UNIT B, Dale City, VA, 22193

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Dale City, VA

Here's a real example of a funded title loan from our branch:

2023 GMC Sierra

2015 Toyota Sequoia

Loan Term24 month36 month
Estimated Vehicle Value$45000$30000
Loan Amount$3020$4233
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$218.86$255.82
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the loan limits for Title Loans in Dale City, Virginia?

The Virginia state maximum limit for title loans is $50,000. However, the exact amount you may receive depends on the value of your vehicle and your capacity to repay.

Where can I apply for a Title Loan in Dale City?

You can conveniently apply for a Title Loan online with Swift Title Loans. Remember to choose a licensed lender like Swift, which strictly adheres to state laws. The application process is fast and you'll get an obligation-free estimate!

Will my poor credit be a problem when applying for a Title Loan in Dale City, Virginia?

No, Swift Title Loans works with borrowers of all credit backgrounds. Your vehicle's value and your repayment ability are the primary factors in the approval process, not your credit history.

What documents do I need to apply for a Title Loan in Dale City, Virginia?

To apply for a Title Loan with Swift Title Loans, you'll need the following documents:
  • Government-issued ID
  • Proof of income
  • Vehicle title
  • Proof of residence

Can I still use my car after getting a Title Loan in Dale City, Virginia?

Yes, with Swift Title Loans you're able to keep driving your vehicle during the loan period.

How quickly can I get my funds in Dale City after applying for a Title Loan?

Swift Title Loans provides same-day approval and funding. You'll have access to the money you need right when you need it!

What happens if I fail to repay my Title Loan in Dale City, Virginia?

If you are unable to repay your Title Loan, it's important to communicate with Swift Title Loans as soon as possible. They offer some of the most competitive repayment options in Dale City to help get you back on track.

Does Virginia law regulate Title Loan interest rates in Dale City?

Yes, Title Loan interest rates in Virginia are governed by state law. Lenders like Swift Title Loans follow these, ensuring fair and competitive rates.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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