Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Dallas, 75201

How It Works in Dallas, TX

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Dallas, TX

Address

1916 Commerce St #2, Dallas, TX, 75201

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Dallas, TX

Here's a real example of a funded title loan from our branch:

2019 Subaru Crosstrek

2015 Nissan Murano

Loan Term24 month36 month
Estimated Vehicle Value$22000$15000
Loan Amount$3537$5112
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$256.33$342.72
Monthly Interest5.005.83
APR60.00%70.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How much can I borrow with a Title Loan in Dallas, Texas?

The amount you can borrow from Swift Title Loans in Dallas varies based on factors like the value of your vehicle and your ability to repay. At minimum, you can borrow $100. The maximum amount for Title Loans in Texas is $10,000. None of our loans exceed this state-regulated maximum limit.

What are the requirements for obtaining a Title Loan in Dallas?

To obtain a Title Loan from Swift Title Loans in Dallas, you need to have the following:
  1. A vehicle in your name.
  2. Regular monthly source of income.
  3. A state-issued ID or driver’s license.
  4. The title of the vehicle free from liens.

Where can I get a Title Loan in Dallas, Texas?

You can quickly apply online through Swift Title Loans to get a no-obligation estimate. For physical locations, there are numerous lenders on major streets like Elm Street or in uptown Dallas. Make sure you choose a licensed lender that strictly adheres to Texas loan regulations like Swift Title Loans.

Can I get a Title Loan in Dallas, Texas if I have bad credit?

Absolutely, at Swift Title Loans, your credit history doesn't disqualify you from getting a Title Loan. We focus more on the value of your vehicle and your income rather than your credit score.

How fast can I get a Title Loan in Dallas, Texas?

Swift Title Loans lives up to the name! Once your application is approved, you can get your funds as quickly as the same day. The swiftness makes our loans well-suited for emergencies.

What happens if I default on my Title Loan in Dallas, Texas?

If you default on your loan in Dallas, Texas, the lender is legally permitted to repossess and sell your vehicle to recoup the loan amount. Remember to contact us at Swift Title Loans if you're struggling with payments. We are committed to helping you meet your repayment schedule.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

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