Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Dayton, 45402

How It Works in Dayton, OH

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Ohio: Regulations & Key Details

In Ohio, title loans are regulated to protect consumers while providing accessible funds. Borrowers with bad credit can turn to Swift Title Loans for quick assistance when funds are urgently needed. It's critical to choose a licensed lender that complies with state laws.

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $5,000 Up to 28% 30 days, with potential extensions available Maximum fee cannot exceed 10% of the loan amount in Ohio

Understanding these regulations helps you make informed decisions. Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Always refer to resources like the Ohio Department of Commerce for detailed information on consumer protections regarding title loans.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Dayton, OH

Address

26 S St Clair St #7, Dayton, OH, 45402

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Dayton, OH

Here's a real example of a funded title loan from our branch:

2018 Nissan Altima

2023 Toyota C-HR

Loan Term24 month36 month
Estimated Vehicle Value$18000$25000
Loan Amount$3865$4779
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$291.56$288.82
Monthly Interest5.425.00
APR65.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can borrow from a title loan in Dayton, Ohio?

In Dayton, Ohio, there is no set maximum limit for title loans. However, Swift Title Loans usually approves loans in the range of $2,500 to $20,000, based on vehicle value and your ability to repay.

What documents do I need to get a title loan in Dayton, Ohio?

For a title loan from Swift Title Loans, you will need the following documents:
  • Valid ID proving that you are 18 years or older
  • Car title in your name, free of liens
  • Proof of income, such as recent pay stubs or bank statements
  • Proof of residency, like bills or a lease agreement

Can I get a title loan in Dayton, Ohio, if I have bad credit?

Yes, with Swift Title Loans, you can apply despite having bad credit. Your car title secures the loan, meaning your credit score isn't the determining factor.

Where can I get a title loan in Dayton, Ohio?

If you’re in Dayton, you can conveniently apply online with Swift Title Loans for a fast, no-obligation estimate. Additionally, there are many Swift location stores around major areas, including Downtown Dayton, Linden Heights, and Patterson Park. Remember, it's essential to choose a licensed lender like Swift Title Loans, which follows Ohio state laws.

Do I keep my car when I take out a title loan in Dayton, Ohio?

Yes! At Swift Title Loans, you continue to keep and use your car while paying off your title loan.

Does Ohio have specific regulations for title loans?

Yes, Ohio state laws mandate that all title loan lenders must be licensed within the state. Plus, a detailed contract explaining all fees, interest rates, and the repayment schedule must be provided. Swift Title Loans is fully compliant with these laws to provide a safe, secure process.

How quickly can I get a title loan in Dayton, Ohio?

With Swift Title Loans, most customers receive their funds within 24 hours, following the speedy application process and verification. Applying for a loan? Get a free, no-obligation quote from Swift Title Loans in Dayton, Ohio today! Call us or fill out your application online to get started.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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