Swift Title Loan
Sign up by noon, get cash today!
Bad credit & past bankruptcies? All welcome!
Easily apply online
Get cash and keep your car
Repay loan and get title back
You are here:
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.
Loan Amount Range (Min-Max) | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$1,000 - $10,000 | Maximum APR of 36% | Typically 30 days | Non-renewable; only one outstanding title loan at a time |
In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.
When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.
We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.
We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.
Title Loans
Cash Loans
Quick Loans
Same Day Loans
Bad Credit Loans
Installment Loans
No Credit Check Loans
Loans without credit check
Personal Loans For Bad Credit
Apply by phone or at our office
Complete all necessary requirements
Get your money
Car details
Personal details
Car title
Identification
References
Keep driving your car
No prepayment penalties
No hidden fees
Quick funding
Personable service
15402 Grand River Ave c1, Detroit, MI, 48227
Mon - Fri
9am - 7pm
Saturday
10am -5pm
Sunday
Closed
1 888 903-0217
Here's a real example of a funded title loan from our branch:
2017 Ram 2500 | 2018 Ford Maverick | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $30000 | $20000 |
Loan Amount | $3423 | $5830 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $248.07 | $371.40 |
Monthly Interest | 5.00 | 5.42 |
APR | 60.00% | 65.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Title Loan Offers for Apr 2025
Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.
Quick answers to help you feel confident about title loans.
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Fast Title Loans
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.