Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Detroit, 48227

How It Works in Detroit, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Detroit, MI

Address

15402 Grand River Ave c1, Detroit, MI, 48227

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Detroit, MI

Here's a real example of a funded title loan from our branch:

2017 Ram 2500

2018 Ford Maverick

Loan Term24 month36 month
Estimated Vehicle Value$30000$20000
Loan Amount$3423$5830
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$248.07$371.40
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the legal limits for Title Loans in Detroit, Michigan?

Detroit, Michigan regulates the title loan industry to protect borrowers. The maximum loan amount is $25,000 or half the wholesale value of your vehicle, whichever is less. The monthly interest rate cannot exceed 20%. Swift Title Loans strictly adheres to these parameters.

Where can I get a Title Loan in Detroit?

Applying for a Title Loan in Detroit has never been easier. Simply log on to our website and complete the online application for a fast, no-obligation estimate. Consider working with Swift Title Loans, a licensed lender that abides by Detroit, Michigan's regulatory standards. Physical locations can be found around major areas such as Downtown Detroit, Midtown, or the Riverfront.

Can I qualify for a Title Loan with bad credit in Detroit?

Absolutely! At Swift Title Loans, your credit score isn’t the only criteria. We consider your vehicle's value and your ability to repay the loan. Whether you've got no credit, bad credit or are even past bankruptcy, we're here to help.

Do I keep my car after getting a Title Loan in Detroit, Michigan?

Yes! While paying off your loan from Swift Title Loans, you hold on to your vehicle and continue driving. We use your car title as collateral – not the vehicle itself.

What documents are required to apply for a Title Loan in Detroit?

It's important to have your information ready when applying for a title loan in Detroit. Here is what you'll need:
  • Your Vehicle's Title
  • Government-Issued ID
  • Proof of Income
  • Proof of Residence

How quick is the Title Loan approval process in Detroit, Michigan?

With Swift Title Loans, you'll find that our approval process is easy and lightning-fast. Our online application form takes just a few minutes to fill out and you’ll receive an instant quote! Once approved, funds can be deposited in your account as soon as the next business day!

Can I pay off my Title Loan early in Detroit?

Yes, you can! With Swift Title Loans, there are no prepayment penalties. If you want to pay off your loan early, feel free to do so.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security