Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Detroit, 48228

How It Works in Detroit, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Detroit, MI

Address

15692 Joy Rd #4, Detroit, MI, 48228

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Detroit, MI

Here's a real example of a funded title loan from our branch:

2015 Nissan Rogue

2016 Hyundai Veloster

Loan Term24 month36 month
Estimated Vehicle Value$15000$13000
Loan Amount$5378$5210
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$421.94$367.01
Monthly Interest5.836.25
APR70.00%75.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Title Loans FAQ – Swift Title Loans in Detroit, Michigan #### Q1: What are the eligibility requirements for a title loan in Detroit?

To qualify for a title loan in Detroit, you generally need to meet the following criteria: - You must be at least 18 years old. - You should own a vehicle with a clear title in your name. - You need a valid government-issued ID. - Proof of income or an ability to repay the loan may also be required. Ensure that you apply with a licensed lender who complies with Michigan's title loan regulations. --- #### Q2: What documents do I need to apply for a title loan?

### Title Loans FAQ – Swift Title Loans in Detroit, Michigan #### Q1: What are the eligibility requirements for a title loan in Detroit?

To apply for a title loan with Swift Title Loans, you will typically need to provide the following documents:
  1. A valid driver’s license or state ID.
  2. The title of your vehicle.
  3. Proof of vehicle registration.
  4. Proof of income (pay stubs, bank statements, etc.).
  5. Proof of insurance (if applicable).
Having these documents ready can make your application process smoother! --- #### Q3: How much can I borrow with a title loan in Detroit?

### Title Loans FAQ – Swift Title Loans in Detroit, Michigan #### Q1: What are the eligibility requirements for a title loan in Detroit?

In Michigan, the amount you can borrow with a title loan depends on the value of your vehicle and the lender’s policies. Typically, you can expect loan amounts ranging from $100 to $2,500. However, some lenders may offer higher amounts based on vehicle equity. Swift Title Loans can provide you with a personalized estimate based on your vehicle's value. --- #### Q4: What happens if I can’t repay my title loan on time?

### Title Loans FAQ – Swift Title Loans in Detroit, Michigan #### Q1: What are the eligibility requirements for a title loan in Detroit?

If you are unable to repay your title loan by the due date, it’s essential to contact Swift Title Loans right away. We may be able to offer options such as: - Loan extensions or payment plans. - Discussing the possibility of refinancing. Failing to repay could result in losing your vehicle, so it's important to communicate any difficulties early. --- #### Q5: Where can I get a title loan in Detroit?

### Title Loans FAQ – Swift Title Loans in Detroit, Michigan #### Q1: What are the eligibility requirements for a title loan in Detroit?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. We serve the Detroit area and ensure a straightforward process. Many local lenders are also found along major streets such as Woodward Avenue and Michigan Avenue. Always choose a licensed lender


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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