Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California East Los Angeles

Title Loans in East Los Angeles, 90022

How It Works in East Los Angeles, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Chase T.
Chase T.
Scored big with poor credit loans from this loan service, they really came through when I needed cash! Quick approval, friendly service, and they didn't judge my credit history. Definitely recommend them if you're in a pinch!
Max O.
Max O.
The day after I applied online, Megan helped me pawn a car for cash and provided me wonderful suggestions on how to pay off the loan early and save money on interest.
Gita N.
Gita N.
I was struggling to manage my finances when I discovered title installment loans in East Los Angeles. This loan option was a game-changer for me. The flexibility and terms allowed me to regain control of my financial situation. Thank you for offering such a helpful service!" - Sarah Thanks!!
Alexandra K.
Alexandra K.
Jackie made sure I knew what was going on and had options for paying off my first payday installment loan without a credit check early, which is much appreciated. I had opted pink slip car loan.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – East Los Angeles, CA

Address

1413 S Atlantic Blvd, East Los Angeles, CA, 90022

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in East Los Angeles, CA

Here's a real example of a funded title loan from our branch:

2017 Kia Niro

2021 Tesla Model X

Loan Term24 month36 month
Estimated Vehicle Value$20000$80000
Loan Amount$5343$3541
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$387.21$214.00
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in East Los Angeles?

You can quickly and conveniently apply for a Title Loan online with Swift Title Loans. However, if you prefer in-person transactions, there are several Title Loan lenders along major streets such as Whittier Blvd and Atlantic Ave. Whichever option you choose, ensure you select a state-licensed lender that adheres to California lending laws.

How much money can I borrow with a Title Loan in East Los Angeles?

In California, Title Loan amounts typically range from $2,500 to $20,000. The loan amount you can be approved for with Swift Title Loans largely depends on the value of your vehicle and your ability to repay.

What documents do I need to apply for a Title Loan in East Los Angeles?

To apply for a Title Loan with Swift Title Loans, you will need the following documents:
  • Valid state-issued ID or driver's license
  • Proof of regular income (e.g. pay stubs, unemployment benefits, etc.)
  • Proof of California residence (e.g. utility bill, lease agreement)
  • Vehicle Title (in your name)

Is my bad credit score a barrier to securing a Title Loan in East Los Angeles?

No, your bad credit score is not a barrier at Swift Title Loans. We focus primarily on the value of your vehicle and your repayment capacity, rather than strictly on credit scores. We welcome all credit profiles to apply, even those with bad credit or no credit history.

Can I still use my car if I get a Title Loan?

Absolutely, one of the top benefits of securing a Title Loan with Swift Title Loans is that you can keep and use your vehicle as normal while repaying the loan.

How fast can I get funds after being approved for a Title Loan in East Los Angeles?

Swift Title Loans understands your need for quick funds in an emergency. Once approved, you can receive your funds as early as the next business day.

What happens if I default on my Title Loan in East Los Angeles?

If a borrower defaults, California law allows lenders to repossess and sell the vehicle to recover their money. However, at Swift Title Loans, we prioritize customer relationships and will work with you to


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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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