Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California El Monte

Title Loans in El Monte, 91732

How It Works in El Monte, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Presley K.
Presley K.
I recently used a cash-for-titles loan service, and I couldn't be happier with the quick and hassle-free process. The team was professional, and the funds were deposited into my account promptly, providing the financial support I needed without any complications.
Jonathan B.
Jonathan B.
I wasn't sure if I wanted to request a title loan or not, so I gently asked for a title loan quote. They needed to know a few of my basic details and which car I owned. The quote was quick and it didn't cost me anything.
Lovee D.
Lovee D.
Title cash loans saved my day! I had some huge bills that I was not expecting at all. I thought I had everything caught up with money to spare, but I guess not. I was in a real bind, but I got quick and easy help from Swift Title Loans.,
Jose W.
Jose W.
Car title loans online are so easy! I had great help from the customer service team anytime I needed it and got the cash I needed just in time! I can highly recommend online loans to anyone in need of a quick buck.
Dennis W.
Dennis W.
I didn't think it was even possible to use my car title for a car title loan, since I haven't finished paying it off yet. I was wrong! Swift Title Loans processes title loans for cars not paid off. This is super news for me, because I just ran into some bills that I couldn't pay for. With the money I got from the title loan, I was able to finish off those bills and still have a bit of cash left in my pocket. Highly Recommended !
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – El Monte, CA

Address

11935 Garvey Ave unit 103, El Monte, CA, 91732

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in El Monte, CA

Here's a real example of a funded title loan from our branch:

2022 Jeep Gladiator

2020 Nissan Maxima

Loan Term24 month36 month
Estimated Vehicle Value$35000$32000
Loan Amount$3776$4347
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$273.65$262.71
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What makes Swift Title Loans the best choice in El Monte, California?

As one of the licensed lenders in El Monte, Swift Title Loans not only respects California regulations but is also committed to providing fast, transparent, and reliable service. Applying is quick and easy. Plus, we welcome borrowers with bad credit. You can get an immediate, no-obligation estimate online, free of charge.

Where can I apply for a Swift Title Loans in El Monte, California?

You can apply for a loan from Swift Title Loans anytime, anywhere, as the entire process is conveniently online. Don't worry about hunting down lenders on East Valley Boulevard or Garvey Avenue, simply visit our website.

What legal regulations apply to Title Loans in El Monte, California?

Title Loans in El Monte are governed by the California Finance Lenders Law. As per state regulations, the loan limit is a minimum of $2,500, and the maximum finance rates or APR, deferment, and default consequences may vary depending on several factors. Please remember, it's paramount that you choose a licensed lender like Swift Title Loans who strictly adheres to these laws.

I have bad credit. Can I still apply for a Title Loan with Swift Title Loans in El Monte, California?

Absolutely! Swift Title Loans welcomes borrowers with bad credit. As long as you have a car title in your name, you are eligible for the loan process. Because your vehicle title is used as collateral, your credit score isn't a major determining factor in your loan approval.

What documents will I need to apply for a Title Loan in El Monte, California with Swift Title Loans?

For a frictionless application process with Swift Title Loans, please be prepared to provide the following documents:
  • Your car title in your name
  • A government-issued ID
  • Proof of income (i.e., paystubs or bank statements)
  • Proof of California residency

How fast can I get approved for a Title Loan in El Monte, California?

If your documents are in order, Swift Title Loans aims to provide its customers with instant approval. In most cases, you can receive your loan funds directly in your bank account the same day you're approved.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

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