Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in El Paso, 79901

How It Works in El Paso, TX

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – El Paso, TX

Address

113 Durango St d, El Paso, TX, 79901

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in El Paso, TX

Here's a real example of a funded title loan from our branch:

2017 Toyota Sequoia

2023 Chevrolet Camaro

Loan Term24 month36 month
Estimated Vehicle Value$35000$32000
Loan Amount$4093$3502
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$296.62$211.64
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How much can I borrow with a title loan in El Paso, Texas?

In El Paso, Texas, title loan amounts vary based on the value of your vehicle and your ability to repay the loan. At Swift Title Loans you can apply online to get an estimate of how much you can borrow. Remember, all loans issued are subject to state laws and lender requirements, so make sure all terms are clearly understood before agreeing to the loan.
2.

Where can I get a title loan in El Paso, Texas?

You can apply for a title loan online with Swift Title Loans. Our process is fast, simple and offers a no-obligation estimate. El Paso also has many physical lending locations. Consider visiting lenders around major areas such as Downtown, Eastside, or along Zaragoza road. Remember, it is important to ensure you only deal with licensed lenders that adhere to Texas state laws.
3.

What type of vehicle do I need for a title loan in El Paso, Texas?

Most lenders in El Paso, Texas, including Swift Title Loans, accept a wide variety of vehicles as long as they hold value. These include cars, motorcycles, SUVs, trucks, and even RVs. The crucial thing is your vehicle must have a clear title and it should be in your name.
4.

What documents do I require to apply for a title loan in El Paso, Texas?

When applying for a title loan at Swift Title Loans, the basic documents required include:
  • Your vehicle’s clear title.
  • Valid state-issued ID or driver's license.
  • Proof of residency such as utility bills or lease agreement.
  • Proof of income, like pay stubs or direct deposit records. If you are unemployed, benefits or pension statements are also acceptable.
  • References – both personal and professional.

5.

Can I still get a title loan in El Paso, Texas, if I have bad credit?

Yes, Swift Title Loans caters to people with all types of credit. Even with bad credit, you can still apply for a title loan. The


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

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