Swift Title & Payday Loans

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Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Florida Jacksonville 1154 E 21st St

Title Loans at 1154 E 21st St

Finding Us in Jacksonville

You will find us on East 21st Street in Jacksonville, in the historic Springfield neighborhood just north of downtown. The area is known for its tree-lined streets and ongoing revitalization, and our spot here keeps us close to the Main Street corridor that links Springfield back into the urban core.

This office is convenient for residents of Springfield, East Jacksonville, and the surrounding north-of-downtown communities in Duval County.

You can use our online application to see if you and your car pre-qualify in about seven minutes, with no obligation,* or visit us at 1154 E 21st St #1.

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1154 E 21st St #1 Info

Address

1154 E 21st St #1, Jacksonville, FL, 32206

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Customer Reviews

Trey K.
11 months ago
When I hit a rough patch and needed a guaranteed bad credit loan in Jacksonville, I wasn’t sure where to turn. I went to Swift Title Loans with low expectations, but Megan changed my whole perspective. She treated me with dignity, didn’t dwell on my credit score, and got me through the paperwork with ease. It felt more like getting help from a friend than dealing with a loan agency. The only thing I’d improve is the seating area—it could use a few updates. But Megan? She’s a gem and made all the difference.
Camden C.
11 months ago
I needed to get a loan the same day in Jacksonville after an unexpected dental emergency, and Swift Title Loans came up in my search. Megan at the front desk was understanding, quick, and very respectful. She walked me through everything without pushing or rushing me, and I appreciated how she explained the terms in plain language. I was approved faster than I expected, and the funds helped me stay afloat that week. It would be helpful if they offered online appointment scheduling, but overall, I left feeling relieved and supported.
Md Q.
2 years ago
I had no problems getting a title loan from Swift Title Loans because of how fast and easy the process was. The entire procedure was made smooth and stress-free by their kind and knowledgeable staff.
north T.
2 years ago
I had a fantastic experience with Swift Title Loans, one of the best pawn shops that do car title loans. Their professional staff made the application process seamless, and I received the funds I needed quickly, making them my go-to choice for fast and reliable financial assistance.
Keeleigh S.
2 years ago
I had a positive experience with Swift Title Loans when I opted for their depot car title loans. The team was professional, and the application was straightforward, allowing me to navigate the financial challenge with ease and confidence.
Jeffery J.
3 years ago
when applying for car title loan, me and my family will always be grateful to Swift Title Loans for their excellent service. They did a great job for us.
Kaieolpc U.
3 years ago
With superior assistance, I was able to secure a payday loan from them using their website. While I found all of the staff to be kind and helpful, Pamela particularly stood out. Due to its convenience and speed, we decided to use title loan approval from Swift Title Loans

How It Works

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed.^ 7 minutes for pre-approval.*

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Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.^

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Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

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Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation^. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes.* Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Title Loan Offers for 2026

Need fast cash in Jacksonville, FL? Apply online in 7 minutes.* No store visit, no car inspection.^ Same-day funding available.*

How much can I borrow?

High Security

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Antonia Lehman, Chief Operating Officer
Written by Antonia Lehman Chief Operating Officer Swift Title Loans

Antonia Lehman leads operations at Swift Title Loans as Chief Operating Officer, guiding how the company lends, services loans, and looks after customers every day.

Working from Swift Title Loans' main operations office in Mulberry, Florida, she partners with the underwriting, compliance, servicing, and customer care teams that help drivers across the states where Swift Title Loans lends.

A big part of her focus is keeping the process compliant and simple for borrowers, from each state's title loan rules to the fully online application that lets people borrow without a store visit.^

Antonia earned her Associate of Arts in Business Administration at West Los Angeles College, and brings hands-on expertise in operations management, regulatory compliance, loan servicing, and customer support.