Swift Title & Payday Loans

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Bad credit & past bankruptcies? All welcome!

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Fresno, 93711

How It Works in Fresno, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Fresno, CA

Address

2111 W Shaw Ave STE A, Fresno, CA, 93711

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Customer Reviews

Jaxon H.
Got a secure loan for bad credit with fair terms and no delays. Using collateral made approval easy. Great option for rebuilding credit.
Wendy G.
When I needed fast money loans in Fresno, I wasn’t sure where to turn, but Swift Title Loans really came through. Calvin was friendly and made sure I understood all my options without rushing me. The approval process was quick, and I got the cash I needed faster than I expected. The only thing I’d suggest is a more comfortable waiting area, but Calvin’s helpfulness and honesty made the visit worth it. It’s great to know there’s a place in Fresno that treats you with respect when things get tough.
Cordie B.
I was in a tight spot and needed quick cash, so I turned to Swift Title Loans for help. Their guaranteed title loan approval process was seamless and efficient, providing me with the financial assistance I needed without any hassle.
Jim H.
Swift Title Loans provided outstanding service when I needed a title i loan, offering competitive rates and prompt approval. Their efficient process and friendly staff made the experience stress-free, and I highly recommend them to anyone seeking quick financial solutions.
john F.
Swift Title Loans exceeded my expectations when I needed a title and registration loan near me. Their efficient service and competitive rates made the entire process stress-free, and I highly recommend them for anyone seeking quick financial assistance.
jesse G.
Swift Title Loans proved to be a reliable solution when I needed a vehicle title pawn. Their efficient process and fair terms made it a quick and convenient way to access the funds I required without the typical hassles associated with loans.

Example of Title Loan Funded in Fresno, CA

Here's a real example of a funded title loan from our branch:

2015 Ford EcoSport

2016 Hyundai Veloster

Loan Term24 month36 month
Estimated Vehicle Value$15000$14000
Loan Amount$5998$2789
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$477.91$168.55
Monthly Interest6.005.00
APR72.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Swift Title Loans in Fresno, CA – Tailored Financial Solutions!

Key Takeaway:

If you’re a Fresno resident with bad credit and need cash fast, we’ve got you covered. Our title loans allow you to borrow up to $50,000 based on your vehicle’s value.

You can keep driving your car while using its title as collateral, so your daily life isn’t disrupted. Even if you’ve faced past bankruptcies or have a poor credit score, our approval process focuses on your car’s value and proof of income rather than your credit score or past financial challenges.

Swift Title Loans in Fresno  


Living in Fresno: The Financial Reality

  1. Car Dependency: Nearly 80% of Fresno households own a vehicle, making auto title loans a practical option for quick cash.

  2. Utility Costs: Fresno’s energy bills can be up to 20% higher than the national average, making emergency funds crucial for many families.
    Source: Census Reporter 


For Fresno Residents in Need of Quick Cash

If you’re looking for a fast and straightforward way to get funds, we offer a range of solutions for residents in Fresno who need emergency cash.

We provide title loans, cash loans, installment loans, quick loans, and loans without credit checks. Whether you’re dealing with bad credit or simply need funds urgently, our streamlined process ensures you get cash fast.


Available Loan Services in Fresno, CA

Service

Loan Amount

APR

Loan Term

Collateral Required

Key Details

Title Loans

$2,000-$50,000

Up to 150%

2-4 Years

Yes

Use your car’s title, keep driving it

Cash Loans

$100-$1,000

Up to 400%

14-30 Days

No

Quick approval, no credit checks

Quick Loans

$1,000-$5,000

170% Avg.

9-18 Months

No

Same-day funding, minimal paperwork

Same Day Loans

$1,000-$5,000

170% Avg.

9-18 Months

No

Get cash within hours of approval

Bad Credit Loans

$1,000-$5,000

170% Avg.

9-18 Months

No

Tailored for bad credit, no hidden fees

Installment Loans

$1,000-$5,000

170% Avg.

9-18 Months

No

Flexible terms and repayment options

No Credit Check Loans

$100-$1,000

Up to 400%

14-30 Days

No

Perfect for those with no credit history

Personal Loans For Bad Credit

$1,000-$5,000

170% Avg.

9-18 Months

No

Loans available despite bad credit


How to Get Cash Quickly in Fresno: Our 3-Step Process

  1. Apply Online or Call Us: Fill out our quick online application or give us a call to get started.

  2. Approval in Hours: We evaluate your car’s value and your proof of income (no paycheck required). Pre approval usually takes just a few hours.

  3. Receive Your Funds: Once approved, sign your agreement, and receive your cash the same day.

Quick Cash in Fresno, CA

Did you know? In Fresno, quick cash loans are a popular solution to cover unexpected expenses during the hot summer months when utility bills often spike.

 


Frequently Asked Questions

Does California still allow title loans?
Yes, title loans are legal and available in California, including in Fresno.

What is the maximum amount you can get from a title loan?
We offer up to $50,000, depending on your vehicle’s value.

What is the minimum amount for a title loan in California?
The minimum amount is $2,500.

Can I still drive my car if I get a title loan?
Yes, you keep your car and continue driving it while you repay the loan.

How do auto title loans work in Fresno, California?
Auto title loans use your vehicle’s title as collateral. Approval is primarily based on your vehicle’s value and proof of income, not your credit score.

What are the benefits?

  • Fast approval, often within hours

  • You keep your car while repaying the loan

  • No credit checks for certain loans

  • Flexible repayment options

What do I need to get approved for a car title loan in Fresno?

How can I find title loan services near me in Fresno?
Contact us or visit our website to find the nearest title loan service in your area.

Can I get a loan if I have bad credit or past bankruptcies?
Yes, we welcome all credit histories. Our loans are based on your car’s value and proof of income.


Get Started Today!

Don’t panic if you need money quickly, no matter what your credit score is!

We’re here to assist Fresno residents just like you at 2111 W Shaw Ave STE A, Fresno, CA 93711.

Apply today, and you could have the funds in your account by the end of the day.

Swift Title Loans – Faster Than Ever!

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where Can I Get a Title Loan in Fresno, California?

Your quickest option for getting a title loan in Fresno, California is to apply online with Swift Title Loans. Our service offers a fast, no-obligation estimate to help you with your emergency funds needs. Alternatively, there are various lenders located around Fresno, notably in areas like North Blackstone, Woodward Park, and Central Fresno. Always ensure to choose a licensed lender compliant with California state law for a safe borrowing experience.

What Are the Legal Regulations for Title Loans in Fresno, California?

As per California state law, the minimum amount for a title loan is $2,500 with no maximum limit, depending largely on the value of your vehicle and your ability to repay the loan. California law also caps the interest rate lenders can charge, depending on the loan amount.

What Do I Need to Apply for a Swift Title Loan in Fresno?

To apply for a title loan with Swift Title Loans in Fresno, you need the following:
  • A clear title to a vehicle in your name
  • Proof of residence (a recent utility bill, for instance)
  • Proof of income or ability to repay the loan
  • A state-issued ID or driver’s license

Can I Get a Swift Title Loan in Fresno with Bad Credit?

Yes, at Swift Title Loans, one of our priorities is to help borrowers of all credit types. So, even if you have poor or bad credit, we may still be able to assist you in securing a title loan in Fresno, California.

How Fast Can I Get a Title Loan in Fresno, California with Swift Title Loans?

Swift Title Loans specializes in quick approvals and disbursements. In many cases, borrowers can apply, be approved, and receive funds on the same business day. Emergency financial needs are treated as urgent requests.

Can I Still Use My Car While Repaying a Title Loan in Fresno?

Yes, with Swift Title Loans, you maintain possession and use of your vehicle for the duration of your loan term while you’re making regular payments.

How Do I Pay Off My Title Loan in Fresno?

At Swift Title Loans, we offer multiple methods of payment to make the process


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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