Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Houma, 70360

How It Works in Houma, LA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Louisiana: Regulations & Key Details

In Louisiana, title loans can be a quick solution for those in need of emergency funds. It's essential to understand the state's regulations to make an informed decision about borrowing. Here are the key details you should know:

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$350 - $1,500 Fees vary; APR can be up to 264% Minimum repayment term of 30 days Maximum term of 60 days; must not exceed 25% of the borrower's monthly income per Louisiana Revised Statutes (LRS) 9:3578.1

Borrowers should know that Louisiana law requires lenders to be licensed and comply with state regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate. This is a convenient option for residents in major cities like New Orleans, Baton Rouge, or Shreveport. Always choose a licensed lender that follows the regulations set forth by state law to ensure your loan is handled appropriately. For more details on Louisiana title loans regulations, you can refer to the Louisiana State Legislature.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Houma, LA

Address

807 Bayou Black Dr a, Houma, LA, 70360

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Houma, LA

Here's a real example of a funded title loan from our branch:

2018 Ford F-Series

2016 Nissan Kicks

Loan Term24 month36 month
Estimated Vehicle Value$30000$15000
Loan Amount$3279$5705
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$237.63$382.47
Monthly Interest5.005.83
APR60.00%70.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Title Loans FAQs in Houma, Louisiana #### Q1: What are the age requirements for getting a title loan in Houma, Louisiana?

To qualify for a title loan in Houma, applicants must be at least 18 years old. You'll need to provide proof of age with a government-issued ID during the application process. --- #### Q2: What documents do I need to apply for a title loan with Swift Title Loans?

### Title Loans FAQs in Houma, Louisiana #### Q1: What are the age requirements for getting a title loan in Houma, Louisiana?

When applying for a title loan, you will typically need the following documents:
  1. A valid government-issued photo ID (like a driver’s license or passport)
  2. The title of your vehicle, which must be in your name
  3. The vehicle registration
  4. Proof of income (such as pay stubs or bank statements)
  5. Proof of insurance for the vehicle
Gathering these documents ahead of time can speed up your application process. --- #### Q3: How much money can I borrow with a title loan in Houma?

### Title Loans FAQs in Houma, Louisiana #### Q1: What are the age requirements for getting a title loan in Houma, Louisiana?

In Louisiana, title loans can typically range from $350 to $5,000, depending on the value of your vehicle. The amount you qualify for will be assessed based on the vehicle's market value and your ability to repay the loan. --- #### Q4: Is it possible to get a title loan in Houma if I have bad credit?

### Title Loans FAQs in Houma, Louisiana #### Q1: What are the age requirements for getting a title loan in Houma, Louisiana?

Yes! Title loans are a great option for borrowers with bad credit. Since the loan is secured by your vehicle, lenders like Swift Title Loans focus more on the value of your car and your ability to repay the loan rather than your credit history. --- #### Q5: What are the repayment terms for title loans in Houma?

### Title Loans FAQs in Houma, Louisiana #### Q1: What are the age requirements for getting a title loan in Houma, Louisiana?

The repayment terms for title loans in Louisiana can vary, but they generally range from 30 days to a few months. It’s important to read the loan agreement carefully and understand when payments are due. Swift Title Loans offers flexible repayment options to suit your financial situation. --- #### Q6: Where can I get a title loan in Houma?

### Title Loans FAQs in Houma, Louisiana #### Q1: What are the age requirements for getting a title loan in Houma, Louisiana?

You can apply online for a fast, no-obligation estimate with Swift Title Loans. Additionally, you may find licensed lenders located near major streets such as Main Street and Barataria Boulevard. Always ensure you choose a reputable lender that complies with Louisiana state laws. --- #### Q7


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Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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