Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Houston, 77096

How It Works in Houston, TX

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Houston, TX

Address

9753 S Post Oak Rd #9, Houston, TX, 77096

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Houston, TX

Here's a real example of a funded title loan from our branch:

2021 Toyota Highlander

2016 Subaru WRX

Loan Term24 month36 month
Estimated Vehicle Value$35000$27000
Loan Amount$4766$3283
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$345.40$198.41
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the legal requirements for title loans in Houston, Texas?

In Houston, Texas, a borrower is required to be at least 18 years old and have a vehicle title in their name. There's no cap on the loan amount in Texas, and loan terms can vary widely. They range from 30 days to multiple years. Also, the lender must be licensed by the state.

How quickly can I get a title loan in Houston?

With Swift Title Loans, you can get your title loan as quickly as the same day. Apply online easily for a fast, no-obligation estimate. Keep in mind that the speed depends on how promptly you can provide the necessary documents.

What documents are needed to apply for a title loan in Houston, Texas?

To apply for a title loan with Swift Title Loans, you'll need:
  • Your Vehicle's Title
  • Government-Issued ID
  • Proof of Income
  • Proof of Residence
  • Photos of Your Vehicle

What happens if I can't repay my title loan?

If you cannot repay your loan, Swift Title Loans offers several payment options and we encourage you to contact us. In extreme cases, your car may be repossessed. The laws in Texas regarding repossession are strict, and a lender must give you ample warning and opportunity to repay before they can take action.

Can I apply for a title loan with a bad credit score in Houston?

Yes, you can! Swift Title Loans works with borrowers of all credit backgrounds. We focus more on the value of your vehicle and your capacity to repay the loan.

Where can I get a title loan in Houston, Texas?

You can easily apply online for a title loan with Swift Title Loans for a fast, no-obligation estimate. Alternatively, you can visit a lender in the Houston metropolitan area, commonly found on major streets like Westheimer Rd. or S Main St. Remember to choose a state-licensed lender that follows state laws for title loans.

Can I get a title loan in Houston if I don't have a job?

While having a steady income is important, it doesn't necessarily have to be from


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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