Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home Houston

Title Loans in Houston, 77013

How It Works in Houston, TX

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Houston, TX

Address

4702 N McCarty St #5, Houston, TX, 77013

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Houston, TX

Here's a real example of a funded title loan from our branch:

2022 Volkswagen Tiguan

2015 Ford Ranger

Loan Term24 month36 month
Estimated Vehicle Value$30000$20000
Loan Amount$5484$4127
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$397.43$262.91
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a title loan in Houston, Texas?

You can easily apply online with Swift Title Loans for a fast, no-obligation estimate on a title loan. We are a licensed lender that strictly abides by the Texas state law. There may be other title lenders located along major roads such as Main Street or Westheimer Road, but always ensure to confirm they have a valid license.

What do I need to apply for a title loan in Houston, Texas with Swift Title Loans?

  • A valid government-issued ID
  • A Clear vehicle title
  • Proof of income (like pay stubs or bank statements)
  • Proof of residency (like a utility bill)

How much can I borrow from Swift Title Loans in Houston?

As per Texas lending laws, a title loan can be up to the lesser of 70% of the vehicle's value or 3,000 dollars. Swift Title Loans offers competitive interest rates on title loans in Houston, taking into consideration your vehicle's value and your ability to repay.

How fast can I get funded in Houston, Texas for a title loan with Swift Title Loans?

Once your application has been approved, funds can be available within as little as one business day. This quick turnaround can be a life-saver in an emergency financial situation.

Can I keep using my vehicle while repaying my title loan in Houston?

Yes, with a title loan, you are only using your vehicle's title as collateral. You retain the privilege to use your vehicle as usual while making regular payments on your loan.

What happens if I can't repay my title loan in Houston, Texas?

If you find yourself unable to keep up with your payments, reach out to Swift Title Loans immediately. We are committed to assisting our customers with fair and transparent solutions. Please note that defaulting can lead to repossession of your car as it serves as the collateral for your loan.

Can I get a title loan with bad credit in Houston, Texas?

Yes, Swift Title Loans offers title loans for borrowers with bad credit. The main determining factor is the value of your vehicle and your ability to repay the loan, not your credit


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

Less than 1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

Less than 1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

Less than 1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security