Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Irving, 75061

How It Works in Irving, Texas

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Irving, Texas

Address

1502 N MacArthur Blvd e, Irving, Texas, 75061

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Irving, Texas

Here's a real example of a funded title loan from our branch:

2022 Jeep Wrangler

2019 Honda Insight

Loan Term24 month36 month
Estimated Vehicle Value$35000$22000
Loan Amount$2950$4444
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$213.79$268.57
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Irving, Texas?

You have several options for obtaining a Title Loan in Irving, Texas. One of the quickest and most convenient ways is to apply online with Swift Title Loans. You can fill out our easy form to get a no-obligation estimate. It's essential to choose a licensed lender like us, who complies with all Texas state laws. Additionally, lenders may be conveniently located around Irving, such as along West Irving Boulevard or near Los Colinas.

Can I get a Title Loan in Irving, Texas with bad credit?

Absolutely! At Swift Title Loans, your credit score isn’t a deal-breaker. We consider many factors when granting loans, like the value of your vehicle. Therefore, even if you have bad credit, you could still qualify for a Title Loan.

What is the maximum amount of a Title Loan in Irving, Texas I can borrow?

The loan amount depends on the value of your vehicle, your ability to repay, and Texas law. In Texas, there's no cap on Title Loan amounts, so you could borrow up to the total value of your car, provided you have the ability to repay the loan.

What documents do I need for a Title Loan in Irving, Texas?

Here’s a list of the documents typically required:
  • Qualifying title for the vehicle in your name
  • Valid government-issued ID (like a driver’s license)
  • Proof of income
  • Proof of residency
  • Several photos of your vehicle.

Can I keep my vehicle while repaying my Title Loan in Irving, Texas?

Yes! With Swift Title Loans, you can keep and use your vehicle while you're repaying your loan.

How quickly can I get funds from a Title Loan in Irving, Texas?

Once your application is approved, you can often receive your funds the same business day or the next business day. Swift Title Loans is all about getting you the funds you need as quickly as possible! If you have any more queries or are ready to apply for a Title Loan in Irving, reach out


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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