Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Jacksonville, 32206

How It Works in Jacksonville, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Md Q.
Md Q.
I had no problems getting a title loan from Swift Title Loans because of how fast and easy the process was. The entire procedure was made smooth and stress-free by their kind and knowledgeable staff.
north T.
north T.
I had a fantastic experience with Swift Title Loans, one of the best pawn shops that do car title loans. Their professional staff made the application process seamless, and I received the funds I needed quickly, making them my go-to choice for fast and reliable financial assistance.
Keeleigh S.
Keeleigh S.
I had a positive experience with Swift Title Loans when I opted for their depot car title loans. The team was professional, and the application was straightforward, allowing me to navigate the financial challenge with ease and confidence.
Jeffery J.
Jeffery J.
when applying for car title loan, me and my family will always be grateful to Swift Title Loans for their excellent service. They did a great job for us.
Kaieolpc U.
Kaieolpc U.
With superior assistance, I was able to secure a payday loan from them using their website. While I found all of the staff to be kind and helpful, Pamela particularly stood out. Due to its convenience and speed, we decided to use title loan approval from Swift Title Loans
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Jacksonville, FL

Address

1154 E 21st St #1, Jacksonville, FL, 32206

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Jacksonville, FL

Here's a real example of a funded title loan from our branch:

2022 Honda Accord

2016 Honda HR-V

Loan Term24 month36 month
Estimated Vehicle Value$25000$18000
Loan Amount$3086$2913
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$223.65$176.05
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the limit for a Title Loan in Jacksonville, Florida?

The state of Florida does not have a maximum dollar amount specified for title loans. However, at Swift Title Loans, we provide loans ranging mainly from $2,500 to $20,000. The actual amount depends on the value of your vehicle, your personal needs, and your ability to repay.

Where Can I Get a Title Loan in Jacksonville?

Applying for a title loan in Jacksonville, Florida is incredibly easy with Swift Title Loans. You can apply online for a fast, no-obligation estimate. Additionally, lenders may be located along bustling streets like Beach Boulevard or Blanding Boulevard. Always remember to choose a licensed lender like Swift Title Loans, who are fully compliant with state laws.

How can Swift Title Loans assist people with bad credit?

Swift Title Loans considers all credit histories. Even if you have bad credit or no credit at all. While considering your application, Swift Title Loans focuses more on the value of your vehicle and your ability to repay the loan.

What documents do I need to get a Title Loan in Jacksonville?

Here are the main documents you'll need:
  • Vehicle Title registered in your name
  • Government-issued Identification (like a driver's license)
  • Proof of Income (like a paystub, pension statement, etc.)
  • Proof of Residency (like a utility bill, lease, etc.)
Please note, additional documents may be required depending on your individual situation.

What if I can’t repay my Title Loan in Jacksonville?

If you find yourself struggling to make a payment, contact Swift Title Loans immediately. We believe in the power of communication and are committed to working with our borrowers to create a manageable repayment solution.

Can I apply for a Title Loan in Jacksonville, Florida if I have a job?

Yes, you can apply for a title loan with Swift Title Loans even if you have a job. In fact, part of the application process involves providing proof of your ability to repay the loan, which is often demonstrated by regular income from a job. Ready to apply? Swift Title Loans is here to make your title loan process quick and hassle-free. Apply online or connect with us at any of our Jacksonville locations.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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