Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Knoxville, 37921

How It Works in Knoxville, Tennessee

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Tennessee: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$50 - $25,000 Up to 24% per month Typically 30 days; extendable Must be registered with the Tennessee Department of Financial Institutions

Tennessee law allows borrowers to secure title loans ranging from $50 to $25,000, providing a flexible solution for those in urgent need of cash. Lenders may charge fees of up to 24% per month, emphasizing the importance of understanding the total cost of borrowing. Repayment terms usually span 30 days, with options to extend if needed.

It's crucial to choose a licensed lender who adheres to Tennessee regulations outlined by the [Tennessee Department of Financial Institutions](https://www.tn.gov/finance/consumer-protection/information-for-consumers/consumer-resources.html). Swift Title Loans offers an easy online application process for a fast, no-obligation estimate to get you the funds you need quickly, especially if you’re dealing with credit challenges.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Knoxville, Tennessee

Address

1201 W Fifth Ave #200, Knoxville, Tennessee, 37921

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Knoxville, Tennessee

Here's a real example of a funded title loan from our branch:

2022 Toyota Highlander

2018 Kia Forte

Loan Term24 month36 month
Estimated Vehicle Value$35000$15000
Loan Amount$3496$5387
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$153.37$163.88
Monthly Interest0.420.50
APR5.00%6.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Knoxville?

You can conveniently apply for a title loan in Knoxville online with Swift Title Loans. For a fast, no-obligation estimate, visit our website and fill out the application form with your vehicle and contact details. Additionally, licensed lenders may be located in major areas like Downtown Knoxville or near major roads like Kingston Pike. Ensure you choose a lender that adheres to Tennessee state laws for your safety and protection.

What documents do I need for a title loan application in Knoxville?

Applying for a title loan in Knoxville with Swift Title Loans, you’re required to submit the following list of documents:
  1. Your valid government-issued ID (like a driver's license)
  2. The title to your vehicle
  3. Proof of income
  4. Proof of residence

Is it possible to get a title loan with bad credit in Knoxville?

Yes, at Swift Title Loans, we welcome applicants with all credit types – including those with bad credit. Your vehicle's value and your capacity to repay the loan are our primary concerns – not your credit score!

What are the legal regulations for title loans in Knoxville, Tennessee?

In accordance with Tennessee state law, title loans in Knoxville are subject to a maximum principal amount of $2,500. Although no specific cap on interest rates is listed, title lenders are required to fully disclose all related rates and fees. Swift Title Loans strictly follows these regulations to ensure your safety and peace of mind.

Can I still drive my car while repaying my title loan in Knoxville?

Absolutely! One of the great benefits of choosing Swift Title Loans is that you can keep driving your vehicle as usual, even while repaying your title loan.

How fast can I get emergency funds with a title loan in Knoxville?

At Swift Title Loans, we understand the urgency of your financial needs. That's why we aim to provide approved loan funds as fast as the same business day your application is approved. Ready to apply for a Title Loan in Knoxville, Tennessee? Visit Swift Title Loans' website and get your no-obligation estimate today!


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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