Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Lafayette, 47901

How It Works in Lafayette, IN

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Indiana: Regulations & Key Details

In Indiana, title loans are regulated to provide consumers with safe lending options. Borrowers can access quick cash by using their vehicle title as collateral, which can be especially beneficial for those with poor credit. The following table outlines the key details regarding title loans in Indiana:

Loan Amount Range (Min-Max) $1,500 - $10,000
Fees & APR % Fees vary; APR can be up to 36%
Repayment Terms Typically 30 days; may offer extensions
Unique State Law Conditions Must be licensed by the state; no rollover loans allowed

Under Indiana law, lenders like Swift Title Loans must operate transparently, providing all fees and terms upfront. To ensure compliance and protect your rights, always choose licensed lenders who adhere to Indiana regulations. You can easily apply online with Swift Title Loans for a fast, no-obligation estimate. Whether you're in Indianapolis, Fort Wayne, or Evansville, we are here to help you access the funds you need quickly and legally.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Lafayette, IN

Address

1008 Main St #100, Lafayette, IN, 47901

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Lafayette, IN

Here's a real example of a funded title loan from our branch:

2016 Jeep Grand Cherokee

2021 Honda Ridgeline

Loan Term24 month36 month
Estimated Vehicle Value$30000$40000
Loan Amount$2583$2659
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$187.19$160.70
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get Title Loans in Lafayette, Indiana?

The best and most convenient place to apply for a title loan in Lafayette, Indiana is online with Swift Title Loans. Alternatively, physical lenders may be located along major streets like Main Street or areas such as Columbian Park. Remember, always ensure to choose a licensed lender that adheres to state laws.

Are there any restrictions on how I can use the funds from a Title Loan in Lafayette, Indiana?

No, there are no restrictions on how you use your Title Loan funds from Swift Title Loans. Whether it's for emergency medical bills, home repairs, or other financial emergencies, the choice is yours.

What are the legal limits for Title Loans in Lafayette, Indiana?

According to Indiana state laws, the loan sum cannot exceed the lesser of $550 or 20% of the borrower’s monthly gross income.

How can I qualify for a Title Loan in Lafayette, Indiana with bad credit?

At Swift Title Loans, we understand financial hiccups happen. That's why your credit score isn't the determining factor. The primary requirement is a clear vehicle title. Apply online to get a fast, no-obligation estimate.

What documents do I need to apply for a Title loan in Lafayette, Indiana?

Applying for a Title Loan with Swift Title Loans requires the following documents:
  • A clear title for your vehicle.
  • Proof of income (Pay stubs, bank statements, etc.).
  • Valid Government-issued ID.
  • Proof of residence (utility bill, lease agreement).

How quickly can I get funds once I'm approved for a Title Loan in Lafayette, Indiana?

With Swift Title Loans, once approved, you can typically receive your funds the very same day or the next business day at the latest.

Will I lose access to my vehicle if I take out a Title Loan?

No, with Swift Title Loans, you keep and drive your vehicle throughout the repayment period. Please note: Regulations can be subject to change. Always consult with a licensed lender or financial professional before making important financial decisions.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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