Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Lafayette, 70501

How It Works in Lafayette, LA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Louisiana: Regulations & Key Details

In Louisiana, title loans can be a quick solution for those in need of emergency funds. It's essential to understand the state's regulations to make an informed decision about borrowing. Here are the key details you should know:

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$350 - $1,500 Fees vary; APR can be up to 264% Minimum repayment term of 30 days Maximum term of 60 days; must not exceed 25% of the borrower's monthly income per Louisiana Revised Statutes (LRS) 9:3578.1

Borrowers should know that Louisiana law requires lenders to be licensed and comply with state regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate. This is a convenient option for residents in major cities like New Orleans, Baton Rouge, or Shreveport. Always choose a licensed lender that follows the regulations set forth by state law to ensure your loan is handled appropriately. For more details on Louisiana title loans regulations, you can refer to the Louisiana State Legislature.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Lafayette, LA

Address

3223 Louisiana Ave #100, Lafayette, LA, 70501

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Lafayette, LA

Here's a real example of a funded title loan from our branch:

2016 Jeep Compass

2018 Ford EcoSport

Loan Term24 month36 month
Estimated Vehicle Value$15000$18000
Loan Amount$4890$5321
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$383.65$338.97
Monthly Interest5.835.42
APR70.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

## Title Loans FAQ for Lafayette, Louisiana ### Q1: What are the eligibility requirements for title loans in Lafayette?

To qualify for a title loan in Lafayette, you generally need to meet the following criteria: - Be at least 18 years old. - Own a vehicle with a clear title, meaning there are no existing liens. - Provide proof of income, which can be from employment, Social Security, or other sources. - Show proof of residency in Louisiana. - Have a valid government-issued ID. At Swift Title Loans, we recognize that many borrowers may have bad credit, and we focus on the value of your vehicle rather than your credit score. ### Q2: How much can I borrow with a title loan in Lafayette?

## Title Loans FAQ for Lafayette, Louisiana ### Q1: What are the eligibility requirements for title loans in Lafayette?

In Louisiana, you can borrow up to $1,500 with a title loan depending on the value of your vehicle. However, the specific amount you can receive will be determined by the condition and market value of your car. For a quick estimate, apply online with Swift Title Loans! ### Q3: What documents do I need to apply for a title loan?

## Title Loans FAQ for Lafayette, Louisiana ### Q1: What are the eligibility requirements for title loans in Lafayette?

To apply for a title loan in Lafayette, you'll need to provide several key documents, including:
  • Your vehicle title in your name
  • Proof of income (pay stubs, bank statements, etc.)
  • Government-issued ID (driver’s license or passport)
  • Proof of residency (utility bill, lease agreement)
Gathering these documents can speed up the approval process, and remember, you can apply online with Swift Title Loans for a seamless experience! ### Q4: What happens if I can't repay my title loan on time?

## Title Loans FAQ for Lafayette, Louisiana ### Q1: What are the eligibility requirements for title loans in Lafayette?

If you're unable to repay your title loan on time, it's crucial to communicate with your lender. In Louisiana, some lenders may offer options for extensions or modified payment plans to avoid repossession. At Swift Title Loans, we are committed to working with our clients to find a solution. Contact us to discuss your options! ### Q5: Where can I get a title loan in Lafayette?

## Title Loans FAQ for Lafayette, Louisiana ### Q1: What are the eligibility requirements for title loans in Lafayette?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. If you prefer to visit in person, local lenders can also be found along major streets like Kaliste Saloom Road and Johnson Street. Just remember to select a licensed lender who


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

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