Swift Title Loan

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Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Lexington, 40517

How It Works in Lexington, KY

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Kentucky: Regulations & Key Details

If you're in need of emergency funds, title loans in Kentucky offer a viable option, especially for those with bad credit. Here are the important regulations and specifics you should know:

Key Loan Details Details
Loan Amount Range $2,500 - $25,000
Fees & APR Fees vary, with an APR typically ranging from 24% to 300%, depending on the lender and loan terms.
Repayment Terms Generally between 30 days and 24 months.
Unique State Law Conditions Borrowers must be at least 18 years old and lenders must be licensed to operate in Kentucky, as per the Kentucky Revised Statutes.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender who complies with Kentucky law to ensure you are protected. If you're located in cities like Louisville, Lexington, or Bowling Green, help is readily available!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Lexington, KY

Address

4103 Tates Creek Centre Dr #1050, Lexington, KY, 40517

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Lexington, KY

Here's a real example of a funded title loan from our branch:

2023 Subaru WRX

2016 Toyota C-HR

Loan Term24 month36 month
Estimated Vehicle Value$30000$18000
Loan Amount$3816$4025
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$276.55$256.41
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Title Loans FAQs: Your Guide in Lexington, Kentucky #### Q1: What are the general requirements for obtaining a title loan in Lexington, KY?

To qualify for a title loan in Lexington, you typically need to meet the following requirements: - You must be at least 18 years old. - You must own a vehicle with a clear title (no liens). - You need to provide proof of income or ability to repay the loan. - A valid government-issued ID is required. - You may need to provide proof of residency. When you apply with Swift Title Loans, our team can guide you through the specific requirements and help you gather the necessary documents. #### Q2: How much can I borrow with a title loan in Lexington, Kentucky?

### Title Loans FAQs: Your Guide in Lexington, Kentucky #### Q1: What are the general requirements for obtaining a title loan in Lexington, KY?

In Kentucky, title loans can typically range from $2,500 to $10,000, depending on the value of your vehicle and the lender's policies. It's essential to have a qualified vehicle, as the loan amount is often determined based on its value. Contact Swift Title Loans for an accurate estimate tailored to your situation. #### Q3: Can I get a title loan in Lexington with bad credit?

### Title Loans FAQs: Your Guide in Lexington, Kentucky #### Q1: What are the general requirements for obtaining a title loan in Lexington, KY?

Yes, you can still qualify for a title loan in Lexington even if you have bad credit. Title loans are secured by your vehicle, making them accessible to borrowers with less-than-perfect credit. At Swift Title Loans, we consider your vehicle's value and ability to make payments rather than solely focusing on your credit score. #### Q4: Where can I get a title loan in Lexington?

### Title Loans FAQs: Your Guide in Lexington, Kentucky #### Q1: What are the general requirements for obtaining a title loan in Lexington, KY?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. Alternatively, there are local lenders around major areas like Richmond Road and Winchester Road. Remember to choose a licensed lender that complies with Kentucky state regulations to ensure a safe borrowing experience. #### Q5: What documents do I need to apply for a title loan in Lexington?

### Title Loans FAQs: Your Guide in Lexington, Kentucky #### Q1: What are the general requirements for obtaining a title loan in Lexington, KY?

To apply for a title loan, you'll typically need the following documents:
  1. Your vehicle's title with no liens.
  2. A valid government-issued photo ID (e.g., driver’s license).
  3. Proof of income (such as pay stubs or bank statements).
  4. Proof of residency (utility bill or lease agreement).
  5. Your vehicle for inspection (if required).
Swift Title


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

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