Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Long Beach

Title Loans in Long Beach, 90815

How It Works in Long Beach, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Alexandria W.
Alexandria W.
Swift Title Loans truly lived up to their name, providing a seamless and quick solution with their payday title loans. The convenience of finding them near me made the entire process incredibly efficient, and their friendly team ensured I received the financial assistance I needed promptly.
Vinn S.
Vinn S.
I had an excellent experience obtaining a loan against my car while still being able to drive it. This loan service made the process smooth and convenient, providing me with the financial support I needed without any disruption to my daily routine. Highly recommend for anyone considering a loan against your car while you still drive it.
Christopher W.
Christopher W.
I recently utilized Swift Title Loans for a title and payday loan, and I must say, their service exceeded my expectations. The entire process was remarkably swift, transparent, and their team went above and beyond to ensure I secured the financial assistance I needed promptly.
Candida L.
Candida L.
Swift Title Loans impressed me with their clear guidance on what I needed to pawn my title. The friendly staff walked me through the process, making it easy and stress-free. Highly recommend for anyone inquiring about the requirements for title pawning.
Richard G.
Richard G.
Since I was looking for title loans in long beach, Swift Title Loans name came up and ever since I am happily doing business with them,
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Long Beach, CA

Address

2137 N Bellflower Blvd, Long Beach, CA, 90815

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Long Beach, CA

Here's a real example of a funded title loan from our branch:

2019 Hyundai Sonata

2018 Toyota Supra

Loan Term24 month36 month
Estimated Vehicle Value$22000$40000
Loan Amount$4217$3905
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$305.61$236.00
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a title loan in Long Beach, California?

You can easily apply for a title loan online with Swift Title Loans. We provide a free, no-obligation estimate and comprehensive customer support. Alternatively, lenders also exist in various areas across Long Beach, including Belmont Shore and North Long Beach. Always ensure that you choose a licensed lender like Swift Title Loans that strictly adheres to California's state laws.

What is the maximum amount I can get for a title loan in Long Beach, California?

Currently, Swift Title Loans can offer loans of up to $15,000, depending on the value of your vehicle and your ability to repay. This amount is subject to change according to any state legislation changes.

Does a low credit score affect my eligibility for a title loan in Long Beach, California?

At Swift Title Loans, we understand that emergencies can happen to anyone. Your credit score is not the primary factor in our lending decision. We focus more on the value of your vehicle and your ability to repay the loan.

What documents do I need to apply for a title loan in Long Beach, California?

When applying for a title loan with Swift Title Loans, you'll need the following documents:
  • Valid state-issued ID or driver's license
  • Up-to-date vehicle title
  • Proof of income
  • Proof of residency

Can I apply for a title loan in Long Beach, California if I have an out-of-state car title?

In California, you are generally required to have a California car title to be eligible for a title loan. However, we recommend contacting Swift Title Loans' customer service to discuss your unique situation.

Can I still use my car while I have a title loan in Long Beach, California?

Yes, at Swift Title Loans, we understand your need for transportation. Therefore, you can keep your vehicle as long as you maintain your agreed-upon repayment schedule.

What happens if I cannot repay my title loan?

If you struggle with your repayments, contact Swift Title Loans immediately. We strive to work with our customers to avoid default. California law may allow a lender to repossess and sell your


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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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