Swift Title & Payday Loans

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Title Loans in Los Angeles, 90017

How It Works in Los Angeles, CA

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Bonnie C.
Bonnie C.
I was looking for easy loans without a credit check, and the Swift Title Loans team had just that. They made the loan process simple, and I got the loan without any problems. It was a rather stress-free experience.
Rameez M.
Rameez M.
This loan service was incredible for car title loans for bad credit. They made the process smooth and stress-free despite my credit issues. Their team was understanding and efficient, getting me the funds I needed quickly.
Psp W.
Psp W.
Swift Title Loans provided me with exceptional service when I needed to lend money against my car. Their efficient process and competitive rates made it a straightforward and stress-free experience, allowing me to access the funds I needed while retaining the use of my vehicle. Highly recommend Swift Title Loans for anyone seeking a reliable option to lend money against their car.
Deo C.
Deo C.
Securing personal loans against car titles was a breeze through them. Their efficient process, competitive rates, and friendly staff made the experience seamless and stress-free, making them my first choice for anyone considering a loan against their car title.
Orlando B.
Orlando B.
It was an amazing experience. If your paperwork is in order you would get quick cash title loans, things should move along more swiftly and simply. Bad-credit borrowers can benefit from personal installment loans.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Los Angeles, CA

Address

889 S Figueroa St Suite 100, Los Angeles, CA, 90017

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Los Angeles, CA

Here's a real example of a funded title loan from our branch:

2017 Chevrolet Equinox

2015 Toyota Prius

Loan Term24 month36 month
Estimated Vehicle Value$18000$15000
Loan Amount$5677$3720
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$452.34$224.82
Monthly Interest6.005.00
APR72.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

How much money can I get from a title loan in Los Angeles, CA?

The amount you can borrow with a title loan in Los Angeles, CA typically ranges from $2,500 to $20,000. This is based on the value of your vehicle and your ability to repay the loan. At Swift Title Loans, we offer competitive rates and flexible repayment plans.

Do I need good credit to apply for a title loan with Swift Title Loans in Los Angeles, CA?

No, you don't need good credit to apply for a title loan with Swift Title Loans. We provide services to potential borrowers with bad credit all across Los Angeles, and consider factors beyond credit scores, such as the value of your vehicle and your repayment capability.

Where can I get a title loan in Los Angeles, CA?

Residents in Los Angeles can apply for a title loan from Swift Title Loans entirely online for a rapid, no-obligation estimate. Our network includes numerous lenders across the city, including areas around Wilshire Boulevard and Sunset Boulevard. Please make sure to choose a licensed lender that adheres to California state laws.

What documents do I need to get a title loan in Los Angeles, CA?

To apply for a title loan in Los Angeles with Swift Title Loans, you'll need to provide the following documents:
  • A clear title of your vehicle
  • Proof of income
  • Government-issued identification
  • A few personal and vehicle-related references

Can I keep using my car while repaying my title loan in Los Angeles, CA?

Yes, at Swift Title Loans, we understand the importance of mobility for Los Angeles residents. You can keep driving your vehicle during the loan repayment period.

How fast can I get a title loan approval in Los Angeles, CA from Swift Title Loans?

Approval for a title loan with Swift Title Loans often takes place within a few hours. Our straightforward application process is designed to provide Los Angeles residents with the emergency funds they need as quickly as possible.

What if I can’t keep up with my title loan payments?

If you're having trouble repaying your title loan, it’s important to reach out to us immediately. At Swift Title Loans, we strive to work with our customers


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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