Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

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Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

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Title Loans in Los Angeles, 90010

How It Works in Los Angeles, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Complete a simple form from your phone or computer. No store visit, no appointment needed. 7 minutes for pre-approval.

02

Submit Photos & Documents

Upload photos of your car (all 4 sides, odometer, VIN, interior), ID, title, and proof of income. No physical inspection required.

03

Get Your Free Quote

Receive a loan estimate based on your car's value and your ability to repay. No obligation.

04

Sign & Drive

Once approved, funds are deposited directly to your bank account. Keep driving your car while you repay. Same-day funding available.*

Bad credit or past bankruptcy? All welcome. Borrow up to 50% of your car's value based on your vehicle's equity, your ability to repay, and state regulations. No store visit, no physical car inspection, no obligation. Apply online, upload photos from your phone, and once approved, get funds as fast as the same business day.*

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

No Store Visit Required

Apply from anywhere. No need to drive to a location or wait in line. Complete everything from your phone.

No Physical Car Inspection

Skip the hassle of bringing your car somewhere. Just upload photos of your vehicle from your phone. That's it.

Bad Credit? All Welcome.

Past bankruptcy or low credit score? No problem. Your car's value matters more than your credit history.

Same-Day Funding Available

Apply in 7 minutes. Get cash as fast as the same business day when you apply before noon.*

Free Service. No Obligation.

Swift Title Loans is 100% free to use. Get a quote, compare offers, and decide what works for you.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Same-Day Funding*

Bad Credit Loans

No Store Visit Loans

Process

Apply online or at our office

Upload photos of your car

E-sign documents from home

Get funds deposited to your account

Requirements

Car details

Personal details

Car title in your name

Government-issued ID

Vehicle photos

Proof of income

Benefits

No store visit required

No physical car inspection

No prepayment penalties

No hidden fees

Quick funding

Same-day funding available*

Swift Title Loans – Los Angeles, CA

Address

3581 Wilshire Blvd #101, Los Angeles, CA, 90010

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Email

service@swiftloans.com

Customer Reviews

Mercedes S.
I stopped by Swift Title Loans in Los Angeles after being turned away by a few banks because of my bad credit. Diane at the front was a real gem—calm, kind, and totally non-judgmental. She explained how their no credit check policy worked and didn’t rush me at all. The process felt surprisingly smooth, and I left with some peace of mind. One thing I’d love to see is maybe a small info sheet or checklist for first-timers—it would've helped calm my nerves even more. Still, Diane made what could’ve been a stressful day feel manageable.
Gaurav H.
Borrowing money against your car was a breeze with Swift Title Loans. Their helpful and fast service made sure I obtained the money I required without any problems.
Jose M.
Swift Title Loans provided me with a truly remarkable experience, delivering on their promise of title loans same day with efficiency and professionalism. The quick and hassle-free approval process, coupled with their friendly customer service, made securing a loan a breeze during a time-sensitive situation. Highly impressed and grateful for their prompt and reliable service.
Shania W.
Swift Title Loans delivered exceptional service with their payday title loans, offering quick financial relief with a user friendly process and fair terms. Their prompt service, transparent terms, and professional staff make Swift my preferred choice for reliable payday title loans.
Mata D.
So, I was in a bit of a pickle and needed some quick cash – found these awesome folks offering easy title loans near me. The whole deal was as simple as grabbing a coffee from the corner shop, and their friendly vibe made the whole thing surprisingly stress-free. Definitely my go-to for easy title loans in the neighborhood!
brahim K.
Swift Title Loans truly lives up to its name, I needed quick cash, and they delivered with their title loan same day. The efficiency and speed of their service were impressive, providing the financial relief I needed exactly when I needed it. Highly recommend!

Example of Title Loan Funded in Los Angeles, CA

Here's a real example of a funded title loan from our branch:

2018 Chevrolet Silverado

2020 Hyundai Venue

Loan Term24 month36 month
Estimated Vehicle Value$30000$22000
Loan Amount$3932$3775
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$284.96$228.14
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for 2026

Need fast cash in Los Angeles, CA? Apply online in 7 minutes. No store visit, no car inspection. Same-day funding available.*

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

Fast Loans in One Business Day in LA

You don’t need to wait and fill out numerous forms when you need fast cash in Los Angeles! Simply apply online for your title loan. For speedy service, send your clear vehicle title and personal details. Lien-free titles from motorcycles, trucks, cars or other vehicles with value accepted – no problem with bad credit consumers!

Cash Loans for Bad Credit in LA

Bad credit consumers or those with no previous credit history are invited to contact 3581 Wilshire Blvd #101, Los Angeles, CA 90010 for quick access to a title loan. Your credit background is not as important as the value of the vehicle you own, so get started today with your quick title loan.

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where Can I Get a Title Loan in Los Angeles?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. Los Angeles is a big city, so there are multiple locations where lenders can be found - especially around major areas such as Downtown Los Angeles, Hollywood, and Santa Monica. It's important to choose a licensed lender that is compliant with state laws.

What is the maximum amount I can get for a title loan in Los Angeles?

In Los Angeles, one can obtain a title loan of $2,500 up to $25,000. The amount is largely dependent on the value of the vehicle and your ability to repay the loan.

What kind of vehicles can I use for a title loan in Los Angeles?

At Swift Title Loans, you can use your car, truck, motorcycle, or RV as collateral for a title loan. Other forms of vehicles may also be accepted based on our evaluation.

What requirements should I meet to apply for a title loan in Los Angeles?

Here are some basic requirements for obtaining a title loan with Swift Title Loans in Los Angeles:
  • You should be the legal owner of the vehicle with a clear title.
  • You should have a regular source of income.
  • The vehicle should be insured.
  • You must have a valid government-issued ID.

Can I still get a title loan in Los Angeles if I have bad credit?

Yes, at Swift Title Loans, we believe everyone deserves access to emergency funds regardless of their credit history. Your vehicle's title serves as collateral, which minimizes our need to rely heavily on credit checks.

How quickly can I get a title loan in Los Angeles?

With Swift Title Loans, once your loan is approved, you may receive your funds on the same day or within 24 hours.

How do I make repayments for my title Loan in Los Angeles?

Swift Title Loans offers several convenient payment methods including online payments, phone payments, or direct payments at our local branches.

What happens if I default on my title loan in Los Angeles?

Defaulting on a loan is serious and could lead to your vehicle being re


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

(888) 557-7115

How much can I borrow?

$100 - $2,000
$2000 - $50,000

High Security

256-bit SSl

TLS Security

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Swift Title Loans ("Website") is not a lender, lending partner, or credit provider. We do not make loans, issue credit, or make credit approval or denial decisions. This Website operates solely as a free referral service designed to connect consumers with participating licensed and regulated third-party lenders and marketing partners who may offer online title loans with no physical vehicle inspection required. We do not endorse any lender, nor are we responsible for any lender's actions or inactions. The Website does not collect, store, or have access to information regarding the fees and charges associated with contacting lenders or any loan products.

^When we refer to 'no inspection' or 'no physical inspection,' we mean no in-person store visit or walk-around vehicle inspection at a lender location. You will still need to submit photos and/or videos of your vehicle, including exterior (all four sides), interior (front and back), odometer, and VIN. Some states may still require a physical visit by law for title verification. Additionally, some lenders may require an in-person inspection if they cannot fully assess vehicle quality from photos/videos, or if the vehicle has high mileage or condition concerns that require professional evaluation.

Submitting information through this Website does not guarantee you will receive a loan offer, be approved for any loan product, or be connected with a completely online title loans lender. The number of inquiries we receive exceeds the number of consumers who ultimately qualify for financing. Loan approval is subject to meeting each lender's specific credit and underwriting criteria. Actual loan amounts, terms, and Annual Percentage Rates (APR) vary by consumer, lender, and state. Minimum and maximum loan amounts vary by state regulation and lender policy.

By submitting your loan request, you acknowledge, agree, and authorize that: (a) your personal information may be shared with third-party marketing partners and participating licensed and regulated lenders in our network; and (b) lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, including TransUnion, Experian, and Equifax, to evaluate your creditworthiness. Every lender may perform credit verification, whether traditional or non-traditional. Do not be misled by terms like 'No Credit Check Loans' — lenders may still verify your credit history.

Consumers need to demonstrate ability to repay the loan through proof of income such as pay stubs, bank statements, or benefits documentation. This is a key factor in loan approval and helps protect you from taking on debt you cannot afford. Upon completion of the loan request form, a conditional approval may be given pending review of additional documentation.

*Same-day funding available for applications completed and approved before 1PM PT on business days. Excludes weekends and federal holidays.

A title loan is secured by your vehicle. Failure to make required payments may result in vehicle repossession. Repossession costs may include towing, storage, and sale preparation fees as permitted by applicable law. Lenders may report late or missed payments to consumer reporting agencies, which may negatively affect your credit score.

Title loans are expensive and involve high fees and interest rates. They are designed for short-term financial needs only and are not suitable as long-term financial solutions. If you decide to take a title loan, we strongly encourage you to pay it off as quickly as possible to avoid a cycle of debt and additional finance charges. Consider alternatives such as personal loans, credit union loans, or borrowing from family and friends. We encourage consumers with credit difficulties to seek credit counseling before entering into any loan transaction.

All participating licensed and regulated lenders independently determine their own interest rates, fees, and payment terms. Swift Title Loans has no control over these rates or payments. Use of terms like 'competitive' or 'reasonable' does not mean affordable; borrowers should use their own discretion when working directly with any lender. Loans such as auto title loans typically do not have prepayment penalties, but we cannot guarantee all lenders follow this practice. Loan proceeds are intended primarily for personal, family, and household purposes. For all questions about your loan, please contact your lender directly.

Some lenders may require installation of a GPS tracking device on your vehicle as a condition of the loan. Fees may apply and vary by lender. While we strive to connect you with lenders who do not require GPS devices, we cannot guarantee this. Always confirm GPS requirements directly with your lender before signing any agreement.

This service and participating licensed and regulated lenders are not available in all states. States serviced may change from time to time without notice. In some cases, you may be connected with a tribal lender. Tribal lenders are subject to tribal and certain federal laws only, while other lenders are also subject to state law including usury caps.

Swift Title Loans complies with the California Consumer Privacy Act (CCPA). California residents have specific rights regarding how their personal information is collected, used, and shared, including the right to opt out of the sale or sharing of personal information and the right to limit use of sensitive personal information. Submit requests through our "Do Not Sell or Share My Personal Information" page or call (888) 557-7115.

If you use assistive technology and have trouble accessing any part of our website, please email support@swifttitleloans.com or call (888) 557-7115.

Use of this website is free. Swift Title Loans does not charge any fees for using this referral service. We may share personal information with participating licensed and regulated lenders or service providers as necessary to process your loan request, in accordance with our Privacy Policy.

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