Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Los Angeles

Title Loans in Los Angeles, 90010

How It Works in Los Angeles, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Gaurav H.
Gaurav H.
Borrowing money against your car was a breeze with Swift Title Loans. Their helpful and fast service made sure I obtained the money I required without any problems.
Jose M.
Jose M.
Swift Title Loans provided me with a truly remarkable experience, delivering on their promise of title loans same day with efficiency and professionalism. The quick and hassle-free approval process, coupled with their friendly customer service, made securing a loan a breeze during a time-sensitive situation. Highly impressed and grateful for their prompt and reliable service.
Shania W.
Shania W.
Swift Title Loans delivered exceptional service with their payday title loans, offering quick financial relief with a user friendly process and fair terms. Their prompt service, transparent terms, and professional staff make Swift my preferred choice for reliable payday title loans.
Mata D.
Mata D.
So, I was in a bit of a pickle and needed some quick cash – found these awesome folks offering easy title loans near me. The whole deal was as simple as grabbing a coffee from the corner shop, and their friendly vibe made the whole thing surprisingly stress-free. Definitely my go-to for easy title loans in the neighborhood!
brahim K.
brahim K.
Swift Title Loans truly lives up to its name, I needed quick cash, and they delivered with their title loan same day. The efficiency and speed of their service were impressive, providing the financial relief I needed exactly when I needed it. Highly recommend!
Jimmie
Jimmie
I opted for a Payday title loan through Montana Capital Car Title Loans. Their process was fast and simple providing the fund I needed without the usual hassle that I experienced with other companies.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Los Angeles, CA

Address

3581 Wilshire Blvd #101, Los Angeles, CA, 90010

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Los Angeles, CA

Here's a real example of a funded title loan from our branch:

2018 Chevrolet Silverado

2020 Hyundai Venue

Loan Term24 month36 month
Estimated Vehicle Value$30000$22000
Loan Amount$3932$3775
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$284.96$228.14
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where Can I Get a Title Loan in Los Angeles?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. Los Angeles is a big city, so there are multiple locations where lenders can be found - especially around major areas such as Downtown Los Angeles, Hollywood, and Santa Monica. It's important to choose a licensed lender that is compliant with state laws.

What is the maximum amount I can get for a title loan in Los Angeles?

In Los Angeles, one can obtain a title loan of $2,500 up to $25,000. The amount is largely dependent on the value of the vehicle and your ability to repay the loan.

What kind of vehicles can I use for a title loan in Los Angeles?

At Swift Title Loans, you can use your car, truck, motorcycle, or RV as collateral for a title loan. Other forms of vehicles may also be accepted based on our evaluation.

What requirements should I meet to apply for a title loan in Los Angeles?

Here are some basic requirements for obtaining a title loan with Swift Title Loans in Los Angeles:
  • You should be the legal owner of the vehicle with a clear title.
  • You should have a regular source of income.
  • The vehicle should be insured.
  • You must have a valid government-issued ID.

Can I still get a title loan in Los Angeles if I have bad credit?

Yes, at Swift Title Loans, we believe everyone deserves access to emergency funds regardless of their credit history. Your vehicle's title serves as collateral, which minimizes our need to rely heavily on credit checks.

How quickly can I get a title loan in Los Angeles?

With Swift Title Loans, once your loan is approved, you may receive your funds on the same day or within 24 hours.

How do I make repayments for my title Loan in Los Angeles?

Swift Title Loans offers several convenient payment methods including online payments, phone payments, or direct payments at our local branches.

What happens if I default on my title loan in Los Angeles?

Defaulting on a loan is serious and could lead to your vehicle being re


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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