Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Louisville, 40214

How It Works in Louisville, KY

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Kentucky: Regulations & Key Details

If you're in need of emergency funds, title loans in Kentucky offer a viable option, especially for those with bad credit. Here are the important regulations and specifics you should know:

Key Loan Details Details
Loan Amount Range $2,500 - $25,000
Fees & APR Fees vary, with an APR typically ranging from 24% to 300%, depending on the lender and loan terms.
Repayment Terms Generally between 30 days and 24 months.
Unique State Law Conditions Borrowers must be at least 18 years old and lenders must be licensed to operate in Kentucky, as per the Kentucky Revised Statutes.

Borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Make sure to choose a licensed lender who complies with Kentucky law to ensure you are protected. If you're located in cities like Louisville, Lexington, or Bowling Green, help is readily available!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Louisville, KY

Address

5508 New Cut Rd #5, Louisville, KY, 40214

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Louisville, KY

Here's a real example of a funded title loan from our branch:

2015 Ford Bronco

2016 Nissan Maxima

Loan Term24 month36 month
Estimated Vehicle Value$30000$20000
Loan Amount$3358$4058
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$243.36$258.51
Monthly Interest5.005.42
APR60.00%65.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Frequently Asked Questions About Title Loans in Louisville, Kentucky Q1: What are the requirements for getting a title loan in Louisville?

To qualify for a title loan in Louisville, Kentucky, you generally need to meet the following requirements:
  • You must own a vehicle with a clear title, meaning it is free of any liens.
  • You need to be at least 18 years old.
  • You should provide valid identification, such as a driver's license or state ID.
  • Proof of income to demonstrate your ability to repay the loan.
  • Your vehicle must be in good condition as it will be evaluated for its value.
At Swift Title Loans, we help streamline this process so you can get the emergency funds you need quickly. --- Q2: How much can I borrow with a title loan in Louisville?

### Frequently Asked Questions About Title Loans in Louisville, Kentucky Q1: What are the requirements for getting a title loan in Louisville?

In Kentucky, the amount you can borrow with a title loan typically depends on the value of your vehicle. Most lenders offer loans that can range from $500 to $5,000. Swift Title Loans provides a fast assessment of your vehicle’s value, ensuring you get the loan amount that suits your needs while keeping your repayment ability in mind. --- Q3: Can I get a title loan in Louisville with bad credit?

### Frequently Asked Questions About Title Loans in Louisville, Kentucky Q1: What are the requirements for getting a title loan in Louisville?

Yes, title loans in Louisville are often available to borrowers with bad credit. Since these loans are secured by your vehicle's title, lenders like Swift Title Loans focus more on the value of the collateral rather than credit history. This means you have a good chance of approval even if you have past credit issues. --- Q4: Where can I get a title loan in Louisville?

### Frequently Asked Questions About Title Loans in Louisville, Kentucky Q1: What are the requirements for getting a title loan in Louisville?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. If you prefer to apply in person, you may find lenders along major streets like Bardstown Road and Dixie Highway, but be sure to choose a licensed lender that complies with Kentucky state laws. --- Q5: What documents do I need to apply for a title loan in Louisville?

### Frequently Asked Questions About Title Loans in Louisville, Kentucky Q1: What are the requirements for getting a title loan in Louisville?

When applying for a title loan in Louisville, you will typically need the following documents:
  1. Your vehicle title, proving full ownership.
  2. A valid photo ID (like a driver's


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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