Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home Texas Lubbock

Title Loans in Lubbock, 79410

How It Works in Lubbock, Texas

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Lubbock, Texas

Address

1902 University Ave #500, Lubbock, Texas, 79410

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Lubbock, Texas

Here's a real example of a funded title loan from our branch:

2021 Nissan Armada

2020 Ford F-250

Loan Term24 month36 month
Estimated Vehicle Value$45000$50000
Loan Amount$5676$3813
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$249.01$114.28
Monthly Interest0.420.42
APR5.00%5.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a title loan in Lubbock, Texas?

You can conveniently apply for a Title Loan online with Swift Title Loans. Alternatively, Lubbock has several physical lending offices possibly near major streets such as 50th Street or Marsha Sharp Freeway. Always remember to choose a lender that is licensed and adheres strictly to Texas state laws for title loans.

What are the requirements for a Title Loan in Lubbock with Swift Title Loans?

To obtain a Title Loan in Lubbock with Swift Title Loans, you need to provide:
  1. A clean car title in your name.
  2. Proof of income (like salary slips or bank account statements).
  3. Proof of residency (recent utility bill or lease).
  4. Valid government-issued ID.

Can I get a Title Loan in Lubbock with bad credit?

Absolutely! Swift Title Loans approves Title Loans in Lubbock for borrowers with all kinds of credit scores. Your credit score is not the major factor; instead, it's the value of your vehicle and your ability to repay the loan.

What is the maximum loan limit for Title Loans in Lubbock, Texas?

In the state of Texas, there is no cap on the amount you can borrow with a title loan. However, the loan amount offered by Swift Title Loans will depend on the value of your vehicle and your ability to repay the loan.

Is my vehicle’s title needed to secure a Title Loan in Lubbock?

Yes, your vehicle’s title is required when applying for a Title Loan with Swift Title Loans. The title binds the loan agreement; however, you keep driving your car throughout the loan's lifetime.

How fast can I obtain a Title Loan in Lubbock, Texas?

With Swift Title Loans, you can complete the entire loan application process and receive your funds, often on the same or next business day.

How can I get more information about Title Loans in Lubbock, Texas?

Connect with our friendly and knowledgeable staff at Swift Title Loans. They will be more than happy to answer any additional questions and guide you through the simple title loan process in Lubbock. Reach us through our website or call us now!


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

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