Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Lynn Haven, 32444

How It Works in Lynn Haven,

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Jakob S.
Jakob S.
Swift Title Loans provided exceptional service when I needed a cash America title loan. Their efficient process & transparent terms made it easy for me to access the funds I needed quickly, offering a reliable solution during a time of financial need. Highly recommend them for anyone seeking a trustworthy and efficient loan service.
Brandenburg M.
Brandenburg M.
I had a great experience with Swift Title Loans when I was searching for a place where I can get a collateral loan on my car. Their knowledgeable staff guided me through the process smoothly, and I received the funds I needed quickly, making them my top choice for car collateral loans.
Sakthivel M.
Sakthivel M.
They guided me well when I was wondering what do you need to pawn a title. Their knowledgeable staff, transparent requirements, and efficient processing made obtaining the loan hassle-free, ensuring a smooth transaction during a time of financial need
Claudio B.
Claudio B.
Pawning my car and still driving it with their help was surprisingly convenient and stress-free. Their flexible terms, fair appraisal, and efficient service made the entire process positive, earning them my recommendation for anyone wanting to pawn your car and still drive it.
Daisy P.
Daisy P.
Swift Title Loans lived up to its name with a truly swift and efficient service. The quick approval process and friendly staff make it a standout choice for anyone in need of fast and reliable financial assistance. Highly recommend Swift Title Loans!
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Lynn Haven,

Address

101 E 25th St Ste A, Lynn Haven, 32444

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Lynn Haven,

Here's a real example of a funded title loan from our branch:

2017 Ford F-Series

2015 Jeep Cherokee

Loan Term24 month36 month
Estimated Vehicle Value$30000$20000
Loan Amount$3975$2941
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$288.07$177.74
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where Can I Get a Title Loan in Lynn Haven, Florida?

You can apply for a title loan in Lynn Haven, Florida conveniently online with Swift Title Loans without leaving your home. You might also find title lenders around major areas like Hwy 77, Ohio Ave, or down Florida Ave. However, to ensure a reliable lending experience with state regulation adherence, always pick a licensed lender such as Swift Title Loans.

What Are the Loan Limits for Title Loans in Lynn Haven, Florida?

Florida regulations provide title loans starting from $500 up to $10,000, depending on your vehicle's fair market value. However, your loan approval and limits at Swift Title Loans are subject to your application and your car's value.

What Requirements Should I Fulfill for a Title Loan with Swift Title Loans In Lynn Haven, Florida?

To fulfill Swift Title Loans' requirements in Lynn Haven, Florida, you need to:
  1. Be at least 18 years old.
  2. Own a lien-free vehicle and have the title in your name.
  3. Provide proof of steady source of income.
  4. Present valid government-issued identification like a driver's license.
  5. Offer proof of residence - a utility bill will work.

What If I Have Bad Credit and Need a Title Loan In Lynn Haven, Florida?

Swift Title Loans accepts applications from borrowers with bad credit in Lynn Haven, Florida. The main approval criteria are the value of your vehicle and your ability to repay, not your credit history.

What Happens If I Can't Repay My Title Loan in Lynn Haven, Florida?

If you are unable to repay your title loan, contact Swift Title Loans immediately. They may work with you to modify your payment plan. As per state requirements, default could lead to repossession of your vehicle.

How Quickly Can I Get a Title Loan with Swift Title Loans in Lynn Haven, Florida?

In many cases, you can access funds from Swift Title Loans on the same day or the next business day after your application approval. The online application is quick & straightforward, allowing you to apply anytime, anywhere!

Are There Any Prepayment Penalties on Title Loans in Lynn Haven, Florida?

No, Swift Title Loans in Lynn Haven, Florida does not impose prepayment penalties. You can pay back your title


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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