Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Macon, 41073

How It Works in Macon, Georgia

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Georgia: Regulations & Key Details

In Georgia, title loans are governed by specific regulations that aim to protect consumers while providing quick access to cash. Borrowers with bad credit can benefit from these loans, but it's essential to understand the legal framework before applying.

Key Details Information
Loan Amount Range $100 - $5,000
Fees & APR 15% - 25% per 30 days
Repayment Terms 30 days; may offer renewals
Unique State Law Conditions Must be licensed by the Georgia Department of Banking and Finance

Borrowers are encouraged to apply online with Swift Title Loans for a fast, no-obligation estimate. Remember to choose a licensed lender that complies with Georgia's state laws. Whether you're in Atlanta, Savannah, or Macon, work with professionals who prioritize your financial well-being.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Macon, Georgia

Address

222 Cleveland Ave k, Macon, Georgia, 41073

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Macon, Georgia

Here's a real example of a funded title loan from our branch:

2021 Ford F-Series

2023 Jeep Wrangler

Loan Term24 month36 month
Estimated Vehicle Value$40000$43000
Loan Amount$2500$5256
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$181.18$317.64
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can get from a title loan in Macon, Georgia?

According to Georgia state regulations, title loans can be up to $50,000. However, the actual amount will depend on your vehicle's value, its condition, and your ability to repay the loan. You can get a no-obligation estimate from Swift Title Loans online.

Can I apply for a Title loan in Macon with bad credit?

Yes, Swift Title Loans accepts applications from borrowers with all types of credit because the loan is primarily based on the vehicle's value and not your credit score.

Can I still use my car while paying off the title loan?

Absolutely! You maintain full use of your vehicle throughout the repayment process with Swift Title Loans, ensuring your day-to-day life doesn't get disrupted.

Where can I get a Title Loan in Macon, Georgia?

The most convenient place to get a title loan in Macon is online with Swift Title Loans. You can also find lenders along major streets like Martin Luther King Jr Blvd or Vineville Avenue. Ensure you choose a licensed lender that complies with state regulations.

What documents will I need to apply for a title loan in Macon, Georgia?

Applying for a title loan in Macon requires the following documents:
  • Government-issued ID (like your driver’s license)
  • Your vehicle's clear title
  • Proof of ability to repay the loan (like pay stubs, bank statements, etc.)
  • Proof of residence (like a utility bill)

How quickly can I get my money from a Title Loan in Macon?

Swift Title Loans can typically approve your loan and provide the funds within as little as 30 minutes. However, the actual timeframe depends on how quickly you can submit your documents and get your vehicle inspected.

What options do I have if I can't repay my title loan on time?

If you’re having trouble making payments, Swift Title Loans encourages borrowers to communicate with them as soon as possible. They will work together with you to explore possible options, such as loan rollover options based on Georgia state regulations.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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