Swift Title Loan

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Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Memphis, 38114

How It Works in Memphis, Tennessee

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Tennessee: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$50 - $25,000 Up to 24% per month Typically 30 days; extendable Must be registered with the Tennessee Department of Financial Institutions

Tennessee law allows borrowers to secure title loans ranging from $50 to $25,000, providing a flexible solution for those in urgent need of cash. Lenders may charge fees of up to 24% per month, emphasizing the importance of understanding the total cost of borrowing. Repayment terms usually span 30 days, with options to extend if needed.

It's crucial to choose a licensed lender who adheres to Tennessee regulations outlined by the [Tennessee Department of Financial Institutions](https://www.tn.gov/finance/consumer-protection/information-for-consumers/consumer-resources.html). Swift Title Loans offers an easy online application process for a fast, no-obligation estimate to get you the funds you need quickly, especially if you’re dealing with credit challenges.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Janet G.
Janet G.
Needed personal loans no collateral bad credit and was relieved Swift Title Loans offered this option. Alfred was very helpful, guiding me through the paperwork and approval process. A suggestion: it would be nice to have a mobile app for managing payments.
A Google U.
I was curious about cloud based personal loans legit options, and Swift Title Loans was transparent and professional. Alfred helped me understand how their system works securely. The waiting area is comfortable but could use better lighting in the evenings.
Christopher R.
Christopher R.
I was in a tight spot with my credit score, and Swift Title Loans in Memphis helped me get a personal finance loan for bad credit quickly. Alfred was patient and explained everything without confusing terms. The process was smooth, though some online tutorial videos could make it even easier for newcomers.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Memphis, Tennessee

Address

1473 S Trezevant St #23, Memphis, Tennessee, 38114

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Memphis, Tennessee

Here's a real example of a funded title loan from our branch:

2020 Volkswagen Jetta

2023 Toyota C-HR

Loan Term24 month36 month
Estimated Vehicle Value$20000$25000
Loan Amount$5121$4209
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$224.67$126.15
Monthly Interest0.420.42
APR5.00%5.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Are title loans legal in Memphis, Tennessee?

Yes, title loans are legal and regulated in Memphis, Tennessee. Swift Title Loans operates within all state laws for all our title loan services for the safety and protection of our clients.

What is the maximum loan amount for title loans in Memphis, Tennessee?

Title loan amounts in Memphis, Tennessee can vary, but the maximum loan amount is $2,500. However, the actual loan amount you get from Swift Title Loans depends on the value of your car and your ability to repay the loan.

What documents do I need to get a title loan in Memphis, Tennessee?

  1. Proof of residency in Memphis, Tennessee (Such as a utility bill)
  2. Your vehicle's title
  3. Government-issued ID
  4. Proof of income
Remember, Swift Title Loans has a swift and straightforward application process. You can use the swift online title loan application for a fast no-obligation estimate.

Where can I get a title loan in Memphis, Tennessee?

Swift Title Loans is a leading online lender providing title loans in Memphis, Tennessee. However, if you prefer an in-person visit, title loan providers may be located on major streets like Poplar Avenue or areas like Downtown. Ensure you choose a licensed lender that abides by state laws for title loans.

Can I get a title loan with bad credit in Memphis, Tennessee?

Yes. At Swift Title Loans, we understand that everyone can face financial emergencies. So, your credit score doesn't disqualify you. We're here to help and offer you a title loan if you have the ability to repay and a car title in your name.

How quickly can I get a title loan in Memphis, Tennessee?

With Swift Title Loans, it's often possible to get your title loan within the same day of you applying. Our process is swift and simple, ensuring you can get the emergency funds you need without a long wait.

Are there hidden fees with title loans in Memphis, Tennessee?

With Swift Title Loans, what you see is what you get. We pride ourselves on transparency and honesty, so there are no hidden fees. However,


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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