Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Miami, 33138

How It Works in Miami, FL

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Miami, FL

Address

7289 Biscayne Blvd #500, Miami, FL, 33138

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Miami, FL

Here's a real example of a funded title loan from our branch:

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Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the maximum loan amounts for title loans in Miami?

In Florida, the maximum amount you can borrow with a title loan generally depends on the value of your vehicle. Typically, you can secure a loan up to 50% of the vehicle's market value. For specific amounts, we at Swift Title Loans evaluate your vehicle’s condition and market value to provide a personalized loan offer. ---

What documents do I need to apply for a title loan in Miami?

To apply for a title loan with Swift Title Loans, you will need to provide the following documents:
  1. Clear title to your vehicle in your name.
  2. A government-issued photo ID (e.g., driver’s license or passport).
  3. Proof of income (e.g., pay stubs, bank statements).
  4. Proof of residence (e.g., utility bill, lease agreement).
  5. Vehicle registration and insurance information.
Make sure you have these documents ready to expedite your application process. ---

Can I get a title loan in Miami with bad credit?

Yes, you can still qualify for a title loan in Miami even if you have bad credit. At Swift Title Loans, we primarily evaluate the value of your vehicle rather than your credit score. This means you have a better chance of securing emergency funds without the need for extensive credit checks. ---

How long does it take to get approved for a title loan in Miami?

The approval process for a title loan at Swift Title Loans can be completed within a few hours. Once we receive your application and necessary documents, we will assess your vehicle's value and aim to provide you with a loan offer promptly. In many cases, you can receive funds the same day. ---

Are there any fees or charges associated with title loans in Miami?

Yes, like all lenders in Florida, we may charge certain fees for processing your title loan. These can include origination fees and interest charges. At Swift Title Loans, we are transparent about all our fees and will communicate them clearly before you sign any agreements. It’s important to review the terms carefully to understand your repayment obligations. ---


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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