Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

High Security

256-bit SSl

TLS Security

01

Easily apply online

02

Get cash and keep your car

03

Repay loan and get title back

You are here:

Home Texas Midland

Title Loans in Midland, 79701

How It Works in Midland, Texas

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Texas: Regulations & Key Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$1,500 - $10,000 300% APR maximum 30 days (can be renewed) Must comply with Texas Finance Code, Chapter 347

In Texas, title loans are regulated under the Texas Finance Code, specifically Chapter 347. Borrowers can expect loan amounts ranging from $1,500 to $10,000, with an APR that can reach up to 300%. Repayment terms generally are set for 30 days, but loans can be renewed if necessary.

It's crucial to select a licensed lender adhering to these regulations to ensure consumer protection. For those in urgent need of funds, Swift Title Loans offers a fast, no-obligation estimate for potential borrowers.

Major cities like Houston, Dallas, and Austin have a variety of licensed lenders ready to assist you with your financing needs. Apply online today to explore your options!

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Midland, Texas

Address

3203 Andrews Hwy b, Midland, Texas, 79701

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Midland, Texas

Here's a real example of a funded title loan from our branch:

2017 Mazda CX-30

2019 Chevrolet Camaro

Loan Term24 month36 month
Estimated Vehicle Value$20000$30000
Loan Amount$3528$5262
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$255.68$318.01
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Am I eligible for a Title Loan in Midland, Texas, even with bad credit?

Yes, at Swift Title Loans, we welcome applications from borrowers with all credit histories. Our primary requirement is that you own a vehicle with a clean title. We focus more on your ability to repay the loan rather than your past credit record.

Where can I get a Title Loan in Midland, Texas?

You can conveniently apply for a Title Loan online with Swift Title Loans. All you need to do is fill out our short online application form to receive a swift, no-obligation estimate. Alternatively, lenders may also be located along major streets like W Wall St or in areas like Claydesta Plaza. Remember to choose a licensed lender like Swift Title Loans that follows state laws.

How quickly can I receive funds once approved for a Title Loan in Midland, Texas?

Swift by name, swift by nature! Once your loan is approved and finalized, typically, you can receive your funds as early as the next business day.

What documents will I need to apply for a Title Loan with Swift Title Loans in Midland?

  1. Valid government-issued ID (like a driver’s license).
  2. Clean vehicle title.
  3. Proof of income (like pay stubs, job letter, or bank statements).
  4. Proof of residency (like a utility bill).

What are the maximum and minimum loan limits for a Title Loan in Midland, Texas?

While loan limits can vary by vehicle and borrower situation, state regulations allow Title Loans of up to $10,000 in Texas. There isn't a specified minimum loan amount, so we can cater to a variety of needs at Swift Title Loans.

Does Texas law require repayment plans for Title Loans?

Yes, Texas state law requires title loan providers to allow borrowers to pay off their loans in installments. At Swift Title Loans, we provide manageable and flexible repayment plans in adherence to the law.

Can I keep driving my car after receiving a Title Loan in Midland, Texas?

Absolutely! One of the benefits of


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

Title Loans in Modesto

August 28, 2024

How Do No Credit Check Title Loans Work?

Do you need quick cash but worry about your credit score? Our no-credit-check auto title loans offer a hassle-free solution

Less than 1 min read

Title Loans in Modesto

June 18, 2023

Get Your Cash Now: How to Get a Title Loan

Imagine unlocking the hidden value in your car to get the cash you need right now. No, we’re not talking

Less than 1 min read

Title Loans in Modesto

May 20, 2013

How Do Title Loans Work?

Car title loans offer access to fast cash while using your car as collateral. Knowing how title loans work increases

Less than 1 min read

Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

256-bit SSl

TLS Security

Skip to content