Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Home California Monterey Park

Title Loans in Monterey Park, 91754

How It Works in Monterey Park, CA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in California: Regulations & Key Details

Understanding Title Loans in California

In California, title loans are a popular option for those needing quick cash, especially for individuals with bad credit. Swift Title Loans offers a streamlined process to apply online for fast, no-obligation estimates. It’s crucial to select a licensed lender that complies with state regulations.

Key Loan Details

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $50,000 Fees can reach up to 15% per month; APR can exceed 200% depending on fees. Repayment terms typically range from 30 days to 3 years. California law mandates that the total cost of the loan be disclosed upfront. Lenders must provide a 24-hour cooling-off period.

Legal Regulations

California law requires that title lenders adhere to strict guidelines. The California Department of Financial Protection and Innovation oversees title loans under the California Financing Law. Ensure you review the official regulations for more information as outlined by the [California Department of Financial Protection and Innovation](https://dfpi.ca.gov).

Choosing a licensed lender ensures your rights as a borrower are protected. Always read the loan agreement in full and understand the total cost before signing. Apply today with Swift Title Loans to secure the funds you need quickly and easily.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Paula P.
Paula P.
My previous credit problems made me hesitant when I needed a quick loan. However, their Quick Quick Loans service made me reconsider! My application was easy, and I received the funds in a matter of hours. It was a comfort that they didn't even run a credit check.
Zucchini H.
Zucchini H.
They kindly answered my questions and accommodated my biweekly pay schedule, allowing me to pay off in monthly installments. If I recall, Megan recommended Pawn Your Car, the best online payday loan, but we could still drive it. She was kind and forgiving. If you needed car financing, she was exceptionally helpful with the title. 💷
Guppies N.
Guppies N.
The assured acceptance of the no credit check loans and the quality of service I received were much above my low expectations. It was a delight to work with Megan. She was really helpful in providing me with all the data I needed to make a good decision with 24/7 title loans. As long as Megan is working there, you have my continued support.
Mohd P.
Mohd P.
Pink slip loans in Whittier saved me from a tight spot. The process was straightforward, and the team was incredibly helpful. I'd recommend this option to anyone in need of quick cash. Thanks!!!
Heidi N.
Heidi N.
When I needed quick cash, payday title loans came to the rescue. Their interest rates were reasonable, and the application process was straightforward. I'm grateful for their help during a financial emergency. Thanks a lot!
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Monterey Park, CA

Address

405 S Atlantic Blvd Suite C, Monterey Park, CA, 91754

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Monterey Park, CA

Here's a real example of a funded title loan from our branch:

2020 Hyundai Venue

2023 Jeep Renegade

Loan Term24 month36 month
Estimated Vehicle Value$20000$30000
Loan Amount$3507$4744
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$254.16$286.70
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Monterey Park, California?

You can conveniently apply for a title loan in Monterey Park, California, online through Swift Title Loans. Our streamlined process allows you to receive a fast, no-obligation estimate. You might find title lenders along Garvey Ave or on South Atlantic Blvd. Just ensure to choose a provider that is fully licensed and abides by the state laws.

What are the requirements to get a Title Loan from Swift Title Loans in Monterey Park, California?

To qualify for a title loan with Swift Title Loans in Monterey Park, California, you will need to provide:
  • A clear title of your vehicle
  • Licensed, government-issued ID (like a driver's license)
  • Proof of income (e.g., pay stubs, job contract, bank statements)
  • Proof of residency (e.g., a rent agreement or utility bill)
Please note that you must also be at least 18 years old according to California state law.

How much money can I borrow with a Title Loan in Monterey Park, California?

The loan amount you can receive in Monterey Park, California, depends on the value of your vehicle and your ability to repay. In California, the minimum amount you can borrow is $2,500, with no upper limit, keeping in mind your ability to make repayments timely.

When will I have to pay back my Title Loan in Monterey Park, California?

Repayment terms for Title Loans in Monterey Park, California, vary depending on your personal circumstances and loan agreement terms. Swift Title Loans offers flexible repayment plans tailored to suit your financial situation.

Is it possible to get a Title Loan with bad credit in Monterey Park, California?

Absolutely! At Swift Title Loans, we welcome all Monterey Park, California, residents to apply, regardless of their credit history. This is because the loan is secured with your vehicle's title rather than based on credit score. Your car title is your credit!

Are there any penalties for prepaying my Title Loan in Monterey Park, California?

No, there are no penalties or hidden fees for early repayment of your title loan at Swift Title Loans in Monterey Park, California. In fact, we encourage borrowers to clear their debt as early as possible to decrease the total interest


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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TLS Security

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