Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Mulberry, 33860

How It Works in Mulberry, FL

Getting the cash you need is quick and simple with our title loan process

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Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

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Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

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Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

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Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Florida: Regulations & Key Details

In Florida, title loans are regulated to protect consumers, especially those seeking funds during emergencies. Here's what potential borrowers should know about the specifics of title loans, including loan amounts, fees, and repayment terms.

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$2,500 - $10,000 Maximum fees: 30% of the principal
APR: Up to 30% (varies by lender)
Repaid within 30 days, with possible renewal options Licensed lenders must adhere to the Florida Title Loan Act

To ensure compliance, borrowers should choose licensed lenders that follow state laws, such as those outlined by the Florida Office of Financial Regulation. Applying for a title loan is simple—borrowers can apply online with Swift Title Loans for a fast, no-obligation estimate. Major cities such as Miami, Orlando, and Tampa offer a range of lenders ready to assist those in need of immediate funds. Remember, understanding the regulations can help make informed financial decisions.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Customer Reviews

Robert H.
Robert H.
I've had a lot of experiences with loan companies, but this one is particularly interesting. When I applied for a same-day loan in Mulberry with an easy approval option, I was amazed by how quick and straightforward the process was. The loan was granted in a matter of minutes, and the loan experts were friendly and helpful. What I valued most was the simplicity of approval, which allowed me to swiftly obtain the money I required. The repayment terms were flexible, and the interest rates were competitive. Their smooth process and excellent customer service were much appreciated by me.
Marlene W.
Marlene W.
Swift Title Loans is a great instrument for financial emergencies. They offer loans through a direct lender. At first I was skeptical with salvage vehicle financing, but they really came through for me. Really trustworthy.
henry L.
henry L.
I had a financial emergency and discovered Car Title Payday Loans. Thanks to them, I was able to get car title payday loans. Knowing that securing a loan would be tough despite my low credit score, and still getting approval was a huge burden off my shoulders.
Charlie I.
Charlie I.
Superb, well-informed assistants. Service to customers is unparalleled. They instructed how do vehicle title loans work. Pawning my car title is the best solution for me to get cash fast. You should borrow money from Swift Title Loans.
Mary R.
Mary R.
I have been a happy customer of Swift Title Loans for many years. Through all of my loans and re-financings, the manager and her team have been nothing but helpful and pleasant throughout the entire process of title car loan near me.
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Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Mulberry, FL

Address

207 East Canal Street #7, Mulberry, FL, 33860

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Mulberry, FL

Here's a real example of a funded title loan from our branch:

2017 Ram 1500

2016 Kia Stinger

Loan Term24 month36 month
Estimated Vehicle Value$30000$25000
Loan Amount$3186$3402
Processing Fee$75$75
Lien Recording Fee$15$15
Monthly Payment$230.89$205.60
Monthly Interest5.005.00
APR60.00%60.00%

*All our repayment plans are without any hidden fees or prepayment penalties.

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

Where can I get a Title Loan in Mulberry, Florida?

If you are looking to secure a Title Loan quickly in Mulberry, Florida, consider applying online with Swift Title Loans. Our process is fast and uses the latest technology to provide a no-obligation estimate. Also, there may be lenders in major areas like Mulberry City Center and Imperial Parkway. Always ensure to select a lender who is licensed and adheres to Florida's state laws on title loans.

Is it difficult to get a Title Loan in Mulberry, Florida if I have bad credit?

Not at all. At Swift Title Loans, we understand that everyone can face financial emergencies. That's why we're committed to helping borrowers with varied credit histories. Your car title serves as collateral, so we can offer loans to those with less-than-perfect credit.

Are there any specific limits on Title Loans in Mulberry, Florida?

In Florida, Title Loans can range from $100 up to $1,000 depending on the value of your vehicle and your ability to repay. However, it's important to remember to borrow only as much as you can comfortably repay to avoid potential financial complications.

What documents do I need to apply for a Title Loan in Mulberry, Florida?

  • Proof of Identification: Valid government-issued ID such as a driver's license.
  • Clear Vehicle Title: The title of the car must be in your name and free of liens.
  • Proof of Income: Pay stubs or bank statements can show you have the means to repay.
  • Proof of Residence: A recent utility bill can serve as proof of your current residence.

How quickly can I get funds once my Title Loan is approved in Mulberry, Florida?

At Swift Title Loans, we ensure the process is quick. Usually, once approved, the funds can be transferred to your account as fast as next business day.

Can I still use my vehicle while repaying the Title Loan in Mulberry, Florida?

Certainly! That's one of the benefits of a title loan with Swift Title Loans. While you’re making your scheduled payments, you maintain full use of your vehicle. Have more questions or ready to apply? Visit our website today or call us at Swift Title Loans


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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